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20918 CACTUS RDG, San Antonio, TX, 78258

3beds
2baths
2,452sqft
$520,000
$212price/sqft
$4,167/moest. monthly cost
$166,680/yrincome needed

About This Home

AVAILABLE FOR SALE/RENT. Beautiful single story home with rock and brick on the outside. Sitting on a spacious corner lot, located in the private guarded community. Featuring 3 bedrooms, 2 full bathrooms, a private office space, family room, an open kitchen with a breakfast area, and a separate dining area, and an outdoor covered patio. The home has beautiful wood floors, carpet in the bedrooms, and tile in bathrooms. This house has been fully painted, new ceiling fans have been installed, and one of the secondary bedrooms has a new carpet. Refrigerator included.

Getting Around

32
WalkingCar-Dependent
22
TransitMinimal Transit
41
BikeSomewhat Bikeable

Schools

9/10
9/10
Bush Middle SchoolGrades 6-80.4 mi
8/10
Reagan High SchoolGrades 9-121.8 mi

Construction

Condition

  • Property condition: Pre-Owned
  • Year built: 2006

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: 4 Sides Masonry,Stone

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Oven,Microwave,Refrigerator,Dishwasher,Gas Water Heater,Double Oven
  • Laundry features: Main Level,Washer Hookup,Dryer Connection

Bedroom2

  • Area: 144

Bedroom3

  • Area: 144

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Area: 180

Features

  • One Living Area,Separate Dining Room,Eat-in Kitchen,Two Eating Areas,Kitchen Island,Breakfast Bar,Pantry,Study/Library,Utility Room Inside,All Bedrooms Downstairs,Master Downstairs,Ceiling Fan(s)
  • Window features: Window Coverings
  • Flooring: Carpet,Ceramic Tile,Wood
  • Number of fireplaces: 1
  • Fireplace features: One,Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,452 sqft

Kitchen

  • Area: 210

Living Room

  • Area: 336

Master Bathroom

  • Features: Tub/Shower Separate,Separate Vanity
  • Area: 120

Master Bedroom

  • Features: Walk-In Closet(s),Full Bath
  • Area: 300

Office

  • Area: 121

Property

Details

  • Parcel number: 192190030230

Features

  • Levels: One
  • Stories: 1
  • Pool features: None,Community
  • Patio & porch: Patio,Covered
  • Exterior features: Sprinkler System
  • Fencing: Privacy,Wrought Iron

Lot

  • Lot size: 0.31 Acres
  • Features: Corner Lot

Parking

  • Total spaces: 2
  • Parking features: Two Car Garage,Attached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High

How This Home’s Risks Compare

Tornado
Hail
Heat Wave
Inland Flooding

FEMA Declared Disasters Across Texas Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,629$31,548
Home Insurance *$304$3,648
Property Taxes $965$11,580
Electricity $269$3,230
Total$4,167$50,004
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$142,868/yr
40% on housing$125,010/yr
45% on housing$111,120/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.4%
3.4%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$212This listing

vs Other Active Listings

Avg $/sqft

ZIP 78258$195
Bexar County$157

vs Homes Sold Last Month

Median $/sqft

ZIP 78258$181
Bexar County$151

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-27Listed for sale$520,000
2026-02-01Listing removed$465,000
2025-12-10Price change$465,000
2025-10-24Price change$470,000
2025-09-09Price change$475,000
2025-08-21Price change$490,000
2025-08-19Price change$495,000
2025-06-16Price change$499,000
2025-05-06Price change$500,000
2025-04-14Listed for sale$510,000
2010-10-22Sold--
2010-09-12Price change$249,900
2010-09-11Listed for sale--
2010-08-11Sold--
2009-05-09Listing removed$354,000
2009-02-12Price change$354,000
2008-12-13Price change$359,000
2008-11-20Listed for sale$368,000

For Sale by Agent

AgentAndrea Iza
BrokerageMalouff Realty, LLC

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