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2280 Rio Rancho Dr, Virginia Beach, VA, 23456

5beds
5baths
4,500sqft
$1,149,000
$255price/sqft
$7,568/moest. monthly cost
$302,720/yrincome needed

About This Home

Experience Lago Mar living in this expansive 5 bed, 4.5 bath brick home with 4,500 sq. ft. of living space. Side-loading 3-car garage adds endless storage space. Hardwood floors span the main level with multiple living areas, a bar, spacious laundry room, a chef's kitchen with double wall oven & gas cooktop. Entertain in the screened porch with Eze-Breeze windows & Trex decking for year-round enjoyment. Paid-off solar panels & premium Steibel Eltron hot water heater that also acts as a dehumidifier, enhance efficiency. Three en-suite bedrooms, one on the first floor, offers flexibility. Upstairs, two primary suites, one with a private deck, wet bar, spa-style bath with jetted tub & tiled shower with dual shower heads, and custom walk-in closets. Additional highlights include irrigation, expandable attic space, security system & no HOA. Enjoy life in one of the most desirable neighborhoods with multiple parks, tennis court, minutes to Sandbridge Beach, top schools, shopping, & dining.

Getting Around

2
WalkingCar-Dependent
0
TransitNo Nearby Transit
29
BikeSomewhat Bikeable

Schools

8/10
9/10
8/10
Ocean Lakes High SchoolGrades 9-121.1 mi

Construction

Condition

  • Year built: 2005

Materials

  • Roof: Asphalt Shingle
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional,Transitional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: 220 V Elec,Dishwasher,Disposal,Microwave,Gas Range,Refrigerator,Electric Water Heater
  • Laundry features: Dryer Hookup,Washer Hookup

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Features

  • Bar,Primary Sink-Double,Walk-In Closet(s),Ceiling Fan(s),Entrance Foyer,In-Law Floorplan,Pantry
  • Window features: Window Treatments
  • Flooring: Carpet,Ceramic Tile,Wood
  • Number of fireplaces: 1
  • Fireplace features: Fireplace Gas-natural
  • Fireplace: Yes
  • Attic: Pull Down Stairs

Heating & Cooling

  • Heating features: Natural Gas,Programmable Thermostat
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 4,500 sqft

Property

Details

  • Parcel number: 24149496850000
  • Zoning: R15
  • Other equipment: Backup Generator

Features

  • Stories: 2
  • Pool features: None
  • Patio & porch: Deck,Patio,Porch,Screened Porch
  • Exterior features: Inground Sprinkler,Irrigation Control
  • Has spa: Yes
  • Spa features: Bath
  • Fencing: Partial,Fenced
  • Waterfront features: Not Waterfront

Lot

  • Lot size: 0.37 Acres
  • Features: Corner

Parking

  • Total spaces: 3
  • Parking features: Garage Det 3+ Car,Oversized,Driveway,Electric Vehicle Charging Station(s),Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Lightning
Tsunami

FEMA Declared Disasters Across Virginia Counties

Flood
Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,809$69,708
Home Insurance *$397$4,764
Property Taxes $929$11,148
Electricity $433$5,201
Total$7,568$90,816
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$259,474/yr
40% on housing$227,040/yr
45% on housing$201,813/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.2%
9.2%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 1.4%
1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$255This listing

vs Other Active Listings

Avg $/sqft

ZIP 23456$292
Virginia Beach City$291

vs Homes Sold Last Month

Median $/sqft

ZIP 23456$264
Virginia Beach City$249

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

No price history available

For Sale by Agent

AgentMandy Farmer
BrokerageBHHS RW Towne Realty

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