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8415 205th Street Ct E, Spanaway, WA, 98387

4beds
4baths
2,440sqft
$564,500
$231price/sqft
$3,682/moest. monthly cost
$147,280/yrincome needed

About This Home

First time on the market! Proudly offered by the original owners, this beautifully maintained home features a smart, functional floor plan with 4 bedrooms, 3.5 bathrooms, a spacious living room, inviting family room, and an open-concept kitchen designed for everyday living and entertaining. Upstairs offers a generous loft/flex space, three additional bedrooms, and a luxurious primary suite with a fully remodeled, spa-inspired bath featuring a stunning walk-in shower. The kitchen and all bathrooms have been tastefully renovated with quality finishes. Step outside to a fully fenced backyard complete with a covered patio, roll-down shades, hot tub, storage shed, and in-ground sprinkler system. Additional upgrades include a heat pump for year-round comfort, gas range, new fencing, durable 50-year roof, and permanent trim lighting on the front and back of the home. Located in a highly desirable neighborhood with parks and a wonderful sense of community. Enjoy an easy commute to JBLM and the convenience of being just blocks from the elementary and middle schools, as well as shopping, dining, and everyday amenities. This move-in-ready home has been lovingly maintained by its original owners and is truly a rare opportunity.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

5/10
Liberty Middle SchoolGrades 6-80.6 mi
7/10

Construction

Condition

  • Year built: 2006

Materials

  • Foundation: Poured Concrete
  • Roof: Composition
  • Construction materials: Metal/Vinyl

Notable Dates

  • Major remodel year: 2008

Other

  • Builder name: Premier

Type & Style

  • Home type: SingleFamily
  • Architectural style: 2 Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator,Stove(s)/Range(s),Dishwasher(s),Microwave(s),Refrigerator(s)

Basement

  • Basement: None

Bathroom Full

  • Level: Second

Bathroom Full

  • Level: Second

Bathroom Full

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Level: Main

Entry Hall

  • Level: Main

Family Room

  • Level: Second

Features

  • Bath Off Primary,Dining Room
  • Window features: Dbl Pane/Storm Window,Skylight(s)
  • Flooring: Ceramic Tile,Laminate,Carpet
  • Number of fireplaces: 1
  • Fireplace features: Gas,Main Level: 1,Fireplace
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Fireplace,Forced Air,Heat Pump,Electric,Natural Gas
  • Cooling features: Forced Air,Heat Pump

Interior Area

  • Total structure area: 2,440
  • Total interior livable area: 2,440 sqft

Kitchen Without Eating Space

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Second

Other

  • Level: Main

Utility Room

  • Level: Main

Property

Details

  • Parcel number: 6025050030
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: Main
  • Patio & porch: Bath Off Primary,Dbl Pane/Storm Window,Dining Room,Fireplace,Skylight(s),Walk-In Closet(s)
  • Has spa: Yes

Lot

  • Lot size: 4,748 sqft
  • Features: Paved,Sidewalk,Fenced-Fully,Hot Tub/Spa,Patio

Parking

  • Total spaces: 2
  • Parking features: Attached Garage
  • Has garage: Yes
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Earthquake
Heat Wave

FEMA Declared Disasters in Pierce County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,854$34,248
Home Insurance *$143$1,716
Property Taxes $519$6,228
Electricity $166$2,002
Total$3,682$44,184
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$126,240/yr
40% on housing$110,460/yr
45% on housing$98,186/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.9%
9.9%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$231This listing

vs Other Active Listings

Avg $/sqft

ZIP 98387$258
Pierce County$262

vs Homes Sold Last Month

Median $/sqft

ZIP 98387$282
Pierce County$312

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-05Pending sale$564,500
2026-07-23Listed for sale$564,500
2006-04-05Sold$294,203

For Sale by Agent

AgentJennifer Maldonado
BrokerageJohn L. Scott Dupont

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