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644 S Mill St, Hortonville, WI, 54944

5beds
2baths
2,201sqft
$389,900
$177price/sqft
$2,701/moest. monthly cost
$108,040/yrincome needed

About This Home

Completely renovated & move-in ready, this spacious one-story home offers 5 bedrooms & 2 beautifully updated full baths in the highly ranked Hortonville School District. The private primary suite features a walk-in closet & its own deck. Enjoy main floor laundry, granite countertops in the kitchen, updated finishes throughout, a cozy wood-burning fireplace, & a pellet stove in the lower level, with potential for 3rd full bath. The spacious driveway & three car garage offer ample room for all your needs. Newer roof & appliances add peace of mind, along with a one-year home warranty included with the sale. Located on a quiet street & walkable to local supper club, & Black Otter Lake. This home offers comfort, convenience, & lifestyle in one exceptional package! Some photos virtually staged.

Getting Around

25
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

8/10
5/10
Hortonville High SchoolGrades 9-120.7 mi
8/10

Construction

Condition

  • Year built: 2002

Materials

  • Foundation: Poured Concrete
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Range,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Full,Partial Fin. Contiguous,Bath/Stubbed,Sump Pump

Bedroom1

  • Level: Main
  • Dimensions: 12x13

Bedroom2

  • Level: Main
  • Dimensions: 10x10

Bedroom3

  • Level: Main
  • Dimensions: 9x10

Bedroom4

  • Level: Lower
  • Dimensions: 9x12

Bedroom5

  • Level: Lower
  • Dimensions: 11x12

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: Main
  • Dimensions: 9x12

Family Room

  • Level: Lower
  • Dimensions: 24x10

Features

  • At Least 1 Bathtub,Breakfast Bar,Vaulted Ceiling(s),Walk-In Closet(s),Walk-in Shower
  • Flooring: Wood/Simulated Wood Fl
  • Number of fireplaces: 2
  • Fireplace features: Two,Pellet Stove,Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 823
  • Finished area above ground: 1,378

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Forced Air,Central Air

Interior Area

  • Total interior livable area: 2,201 sqft

Kitchen

  • Level: Main
  • Dimensions: 12x12

Living Room

  • Level: Main
  • Dimensions: 12x19

Other

  • Level: Main
  • Dimensions: 6x8

Other

  • Level: Lower
  • Dimensions: 12x10

Property

Accessibility

  • Accessibility features: 1st Floor Bedroom,1st Floor Full Bath,Level Drive

Details

  • Parcel number: 240020101
  • Zoning: Residential
  • Exclusions: Staging Items,Seller's Personal Property.

Features

  • Patio & porch: Deck

Lot

  • Lot size: 0.26 Acres

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Lightning
Inland Flooding
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,971$23,652
Home Insurance *$132$1,584
Property Taxes $392$4,704
Electricity $206$2,481
Total$2,701$32,412
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$92,605/yr
40% on housing$81,030/yr
45% on housing$72,026/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.5%
9.5%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$177This listing

vs Other Active Listings

Avg $/sqft

ZIP 54944$223
Outagamie County$183

vs Homes Sold Last Month

Median $/sqft

ZIP 54944$252
Outagamie County$181

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-04Contingent$389,900
2026-07-22Listed for sale$389,900
2012-10-22Sold$120,000
2012-08-03Price change$127,900
2012-05-10Listed for sale$129,900

For Sale by Agent

AgentErin Doe
BrokerageColdwell Banker Real Estate Group

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