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238 Cape Harbour Loop Unit 102, Bradenton, FL, 34212

3beds
3baths
1,200sqft
$215,000
$179price/sqft
$1,748/moest. monthly cost
$69,920/yrincome needed

About This Home

In the heart of Heritage Harbour. You will love the lake view, the pier, the golf courses, the proximity to I75, the schools and shopping around. Easy commute to Tampa, Venice or Sarasota. Community pool. Beautiful 3-bedroom townhouse in Lighthouse Cove at Heritage Harbour. Beautifully maintained. Brand new flooring in luxury vinyl and new painting. New range 2025. AC 2020. 2.5 baths. Fully equipped kitchen with Corian countertops, living-dining room, washer-dryer and half bath downstairs, 3 bedrooms and 2 bathrooms upstairs. Low HOA fees. Water, sewer and trash are included.

Getting Around

8
WalkingCar-Dependent
23
TransitMinimal Transit
33
BikeSomewhat Bikeable

Schools

6/10
Freedom Elementary SchoolGrades PK-51.8 mi
8/10

Construction

Condition

  • Year built: 2006

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Range,Refrigerator,Washer
  • Laundry features: Laundry Closet

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Ceiling Fan(s),Living Room/Dining Room Combo,Solid Wood Cabinets,Stone Counters,Walk-In Closet(s)
  • Window features: Blinds
  • Flooring: Ceramic Tile,Luxury Vinyl
  • Common walls with other units/homes: End Unit

Heating & Cooling

  • Heating features: Central,Electric,Zoned
  • Cooling features: Central Air,Zoned

Interior Area

  • Total structure area: 1,200
  • Total interior livable area: 1,200 sqft

Kitchen

  • Level: First
  • Area: 156
  • Dimensions: 12x13

Living Room

  • Level: First
  • Area: 240
  • Dimensions: 15x16

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: Second
  • Area: 168
  • Dimensions: 14x12

Property

Details

  • Parcel number: 1102407909
  • Zoning: PDMU
  • Special condition: None

Features

  • Levels: Two
  • Stories: 2
  • Pool features: Gunite,Heated,In Ground
  • Exterior features: Private Mailbox
  • Has view: Yes
  • View description: Water,Lake
  • Has water view: Yes
  • Water view: Water,Lake
  • Waterfront features: Lake Privileges

Parking

  • Parking features: Assigned

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Coastal Flooding
Inland Flooding
Tsunami

FEMA Declared Disasters in Manatee County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,087$13,044
Home Insurance *$113$1,356
Property Taxes $351$4,212
Electricity $197$2,366
Total$1,748$20,976
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$59,931/yr
40% on housing$52,440/yr
45% on housing$46,613/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.6%
3.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$179This listing

vs Other Active Listings

Avg $/sqft

ZIP 34212$275
Manatee County$265

vs Homes Sold Last Month

Median $/sqft

ZIP 34212$253
Manatee County$239

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-06Price change$215,000
2026-02-10Price change$219,000
2026-01-09Price change$220,000
2025-11-11Listed for sale$230,000
2024-09-12Listing removed$1,800
2024-09-10Listed for rent$1,800
2022-07-25Listing removed--
2022-07-21Price change$2,100
2022-07-13Listed for rent$2,200
2016-05-22Listing removed$1,250
2014-09-08Sold$120,000
2014-06-23Listing removed$1,200
2014-06-21Listed for rent$1,200
2006-05-30Sold$214,900

For Sale by Agent

AgentVincent Ricaud
BrokerageINVESTUS REALTY LLC

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