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135 Springfield St, Providence, RI, 02909

5beds
3baths
1,680sqft
$775,000
$461price/sqft
$5,280/moest. monthly cost
$211,200/yrincome needed

About This Home

135 Springfield St, Providence, RI is a 3-bedroom, 2-bathroom single-family raised ranch located in the Silver Lake neighborhood. Built in 2004, the home features a 1,162 to 1,680 square-foot interior and sits on a lot spanning approximately 6,400 square With a 2 beds rooms apartment with one bathroom kitchen and living room , and own electric miter, everything renovated ,modern Ac and heaters brand new

Getting Around

85
WalkingVery Walkable
45
TransitSome Transit
71
BikeVery Bikeable

Schools

Construction

Condition

  • Year built: 2004

Materials

  • Roof: Asphalt
  • Construction materials: Frame

Type & Style

  • Home type: MultiFamily

Interior

Basement

  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Heating

  • Heating features: Forced air,Gas

Interior Area

  • Total interior livable area: 1,680 sqft

Property

Details

  • Parcel number: PROVM115L605

Features

  • Exterior features: Other

Lot

  • Lot size: 6,400 sqft

Parking

  • Parking features: Garage - Attached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Heat Wave
Tsunami

FEMA Declared Disasters Across Rhode Island Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,918$47,016
Home Insurance *$465$5,580
Property Taxes $508$6,096
Electricity $389$4,675
Total$5,280$63,360
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$181,028/yr
40% on housing$158,400/yr
45% on housing$140,800/yr

Rhode Island FAIR Plan Programs

Rhode Island Joint Reinsurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 16,029Commercial: 109
Total Premiums$36.73M
Total Exposure$6.14B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.9%
7.9%
0%30.0%
Electricity Growth Rate10-year average: 6.7%
6.7%
0%15.0%
Property Taxes Growth Rate2-year average: -2.5%
-2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$461This listing

vs Other Active Listings

Avg $/sqft

ZIP 02909$239
Providence County$248

vs Homes Sold Last Month

Median $/sqft

ZIP 02909$214
Providence County$271

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-23Listed for sale$775,000
2008-01-17Listing removed$350,000
2007-12-28Listed for sale$350,000
2005-07-01Sold$270,000

For Sale by Owner

AgentProperty Owner

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