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4455 41st St, San Diego, CA, 92116

2beds
1baths
834sqft
$899,000
$1,078price/sqft
$6,035/moest. monthly cost
$241,400/yrincome needed

About This Home

1942 Kensington DETACHED condo with private garage storage. Walking distance from many Kensington Village restaurants and shops. This cute cottage style home has been tastefully re-done. Custom paint throughout, granite counter tops in the galley styled kitchen, stainless steel appliances, Mini split air-condition / heating in the living room and each bedroom. Custom crown molding throughout, original hardwood floors and lots of closet space. The dark-stained hardwood floors are in immaculate shape and offer a great contrast with the custom paint colors. Large gas fireplace and beautiful coved ceiling in living room.

Getting Around

90
WalkingVery Walkable
52
TransitGood Transit
66
BikeBikeable

Schools

5/10
3/10
Wilson Middle SchoolGrades 6-80.4 mi
4/10
Hoover High SchoolGrades 9-120.5 mi

Construction

Condition

  • Year built: 1936

Materials

  • Roof: Shingle
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Continuous Clean Oven
  • Laundry features: Gas & Electric Dryer HU

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Number of fireplaces: 1
  • Fireplace features: Gas

Heating & Cooling

  • Heating features: Wall/Gravity
  • Cooling features: Wall/Window

Interior Area

  • Total structure area: 834
  • Total interior livable area: 834 sqft

Property

Details

  • Parcel number: 4547230601

Features

  • Levels: 1 Story
  • Pool features: N/K
  • Fencing: Partial

Parking

  • Total spaces: 2
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Wildfire

FEMA Declared Disasters in San Diego County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,545$54,540
Home Insurance *$143$1,716
Property Taxes $949$11,388
Electricity $398$4,786
Total$6,035$72,420
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$206,914/yr
40% on housing$181,050/yr
45% on housing$160,933/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,078This listing

vs Other Active Listings

Avg $/sqft

ZIP 92116$631
San Diego County$558

vs Homes Sold Last Month

Median $/sqft

ZIP 92116$993
San Diego County$576

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-19Price change$899,000
2026-05-13Listed for sale$939,000
2015-10-30Sold$417,500
2015-07-26Price change$429,000
2015-06-13Listed for sale$459,000
2011-07-08Sold$269,000
2011-03-05Price change$269,000
2011-02-24Price change$271,100
2011-02-15Price change$274,400
2011-01-22Price change$281,100
2011-01-15Price change$286,600
2011-01-09Price change$292,000
2010-12-13Price change$299,000
2010-12-03Price change$299,990
2010-11-13Price change$311,100
2010-11-05Price change$319,000
2010-10-25Price change$325,000
2010-10-14Price change$341,100
2010-10-06Listed for sale$346,000
2010-09-24Sold$176,000
2006-09-20Sold$400,000

For Sale by Agent

AgentRene Broussard
BrokerageRealty One Group Pacific

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