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97 Freshfield Dr, Hudson, NC, 28638

4beds
2baths
2,408sqft
$399,900
$166price/sqft
$2,610/moest. monthly cost
$104,400/yrincome needed

About This Home

Located in the highly desirable Meadow Creek subdivision, this spacious home offers the perfect combination of size, functionality, and location. Featuring 4 bedrooms plus a finished bonus room in the basement, there's plenty of space for a home office, playroom, media room, gym, or guest area. The finished basement includes a generously sized fourth bedroom with new laminate wood flooring and a cozy gas fireplace, creating a comfortable retreat for guests or extended family. The main level boasts an open-concept floor plan that's ideal for entertaining and everyday living. Beautiful real hardwood floors flow throughout the living room and kitchen, while the kitchen offers space for a breakfast table or bistro set in addition to a separate formal dining area. Gather with family and friends around the inviting fireplace in the living room. A split-bedroom layout provides added privacy for the spacious primary suite, which features a garden tub, separate shower, and walk-in closet. The oversized two-car garage offers ample room for parking and additional storage. Outside, enjoy the charm of the large Meadow Creek neighborhood, perfect for evening strolls, morning walks, and enjoying the community atmosphere.

Getting Around

10
WalkingCar-Dependent
0
TransitVery Limited Transit
11
BikeSomewhat Bikeable

Schools

8/10
Hudson ElementaryGrades PK-51.3 mi
3/10
Hudson MiddleGrades 6-81.1 mi
5/10
South Caldwell HighGrades PK,9-121.5 mi

Construction

Condition

  • Year built: 2004

Materials

  • Construction materials: Brick Partial,Vinyl

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Microwave
  • Laundry features: In Hall,Main Level

Basement

  • Has basement: Yes
  • Basement: Exterior Entry,Full,Interior Entry,Partially Finished

Bathroom Full

  • Features: Garden Tub,Walk-In Closet(s)
  • Level: Main

Bathroom Full

  • Level: Main

Bedroom S

  • Level: Main

Bedroom S

  • Level: Main

Bedroom S

  • Level: Basement

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 4

Bonus Room

  • Level: Basement

Dining Area

  • Level: Main

Features

  • Soaking Tub,Open Floorplan,Walk-In Closet(s)
  • Flooring: Carpet,Laminate,Tile,Wood
  • Fireplace features: Bonus Room,Gas Log,Living Room
  • Finished area below ground: 858
  • Finished area above ground: 1,550

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 1,550
  • Total interior livable area: 2,408 sqft

Kitchen

  • Features: Open Floorplan
  • Level: Main

Living Room

  • Level: Main

Primary Bedroom

  • Features: Split BR Plan,Walk-In Closet(s)
  • Level: Main

Property

Details

  • Parcel number: 03 46A 3 11J
  • Zoning: Res
  • Special condition: Real Estate Owned

Features

  • Levels: Multi/Split
  • Patio & porch: Deck

Lot

  • Lot size: 0.37 Acres
  • Features: Level

Parking

  • Total spaces: 2
  • Parking features: Basement,Garage Door Opener,Garage Faces Side
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Ice Storm
Lightning
Strong Wind
Inland Flooding
Tornado

FEMA Declared Disasters in Caldwell County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,022$24,264
Home Insurance *$149$1,788
Property Taxes $215$2,580
Electricity $224$2,691
Total$2,610$31,320
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$89,485/yr
40% on housing$78,300/yr
45% on housing$69,600/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.6%
12.6%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.3%
0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$166This listing

vs Other Active Listings

Avg $/sqft

ZIP 28638$143
Caldwell County$193

vs Homes Sold Last Month

Median $/sqft

ZIP 28638$155
Caldwell County$173

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2006-09-01Sold$166,000

Unknown Listed By

AgentSandra Puett
BrokerageAce Home Sales LLC

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