4490 Ayrshire Dr, Spring Hill, FL, 34609
About This Home
Welcome to this spacious 4-bedroom, 2-bathroom home with a 3-car tandem garage, ideally situated within the desirable gated community of Sterling Hill in Spring Hill. Offering approximately 1,709 square feet of heated living space, this inviting home features an open, functional split-bedroom floor plan designed for comfortable everyday living, entertaining, and accommodating overnight guests. The bright and welcoming living area flows seamlessly into the kitchen and dining space, creating an open gathering place that is perfect for hosting friends, sharing meals, or simply relaxing after a long day. The private primary suite is thoughtfully separated from the secondary bedrooms and offers generous closet space and an en-suite bathroom, providing a comfortable retreat at the end of the day. Step outside to the covered lanai and enjoy a peaceful conservation backdrop with no rear neighbors. Whether sipping your morning coffee, dining outdoors, or unwinding in the evening, this private setting offers a welcome escape from the hustle and bustle. The versatile 3-car tandem garage provides plenty of room for additional vehicles, storage, a workshop, recreational equipment, or all the extras that accompany an active Florida lifestyle. Major improvements include a new roof installed in 2024 and an A/C system replaced in 2019, offering added value and peace of mind. Sterling Hill offers an impressive collection of recreational amenities located throughout the community. Residents can enjoy two clubhouses, two swimming pools, two fitness centers, tennis and basketball courts, pickleball and volleyball courts, playgrounds, a splash pad, dog park, billiards table, activity field, and additional spaces for recreation and neighborhood gatherings. Conveniently located near shopping, dining, medical facilities, schools, and major roadways, this home combines everyday accessibility with the privacy, recreational opportunities, and neighborhood atmosphere buyers seek when relocating to the Spring Hill area. Come discover the space, flexibility, community amenities, and peaceful conservation setting this Sterling Hill home has to offer. Schedule your private showing today and begin planning your next chapter in Florida!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2005
Materials
- Construction materials: Block
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Electric Range,Microwave,Refrigerator,Washer
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
Features
- Open Floorplan,Split Plan
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air
Interior Area
- Total structure area: 1,709
- Total interior livable area: 1,709 sqft
Property
Details
- Parcel number: R09 223 18 3601 0130 0140
- Zoning: R1C
- Zoning description: Residential
- Special condition: Standard
Features
- Stories: 1
- Patio & porch: Rear Porch
- Fencing: Back Yard,Vinyl
Lot
- Lot size: 8,712 sqft
- Features: Cul-De-Sac
Parking
- Total spaces: 3
- Parking features: Garage,Gated
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Inland Flooding
- Lightning
- Tornado
- Heat Wave
- Strong Wind
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Hernando County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,638 | $19,656 |
| Home Insurance * | $168 | $2,016 |
| Property Taxes | $191 | $2,292 |
| Electricity | $197 | $2,366 |
| Total | $2,194 | $26,328 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-26 | Price change | $324,000 |
| 2026-06-28 | Price change | $329,900 |
| 2026-06-06 | Price change | $339,900 |
| 2026-05-12 | Listed for sale | $355,000 |
| 2025-07-01 | Listing removed | $345,000 |
| 2025-05-24 | Price change | $345,000 |
| 2025-03-10 | Price change | $354,900 |
| 2025-01-20 | Listed for sale | $364,900 |
| 2012-03-19 | Sold | $62,000 |
| 2011-10-22 | Listing removed | $73,900 |
| 2011-09-29 | Listed for sale | $73,900 |
| 2011-07-04 | Listing removed | $76,900 |
| 2011-06-23 | Listed for sale | $76,900 |
| 2006-12-04 | Sold | $205,900 |
| 2005-12-02 | Sold | $225,800 |
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