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11309 OUTRIGGER AVENUE, Spring Hill, FL, 34608

6beds
5baths
3,920sqft
$400,000
$102price/sqft
$3,100/moest. monthly cost
$124,000/yrincome needed

About This Home

Short Sale. BANKRUPTCY PROPERTY - Pre-approved price! Unbelievable 3,920 square feet of versatile living space, 6-bedroom, 4.5-bathroom home, formal living/dining room, an oversized family room, PLUS a large loft. The ground floor features the main common areas and a secondary primary suite, while the second floor has a generous loft and a large primary suite with two walk-in closets, split vanities, a garden tub, and a walk-in shower. With 4 separate ensuites, this home provides privacy and flexibility - ideal for multi-generational living, home office, home gym or roommates. The property also includes a 3-car garage, a storage shed, and a fenced yard. The home needs a touch of TLC, but its size, layout, and features offer incredible potential. Trustee sale—must sell!

Getting Around

32
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

4/10
Explorer K-8Grades PK-81.3 mi

Construction

Condition

  • Year built: 2005

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block,Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: None
  • Laundry features: In Kitchen,Laundry Closet

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Features

  • Ceiling Fan(s),High Ceilings,Kitchen/Family Room Combo,Living Room/Dining Room Combo,Open Floorplan,Primary Bedroom Main Floor,PrimaryBedroom Upstairs,Walk-In Closet(s)
  • Door features: Sliding Doors
  • Flooring: Ceramic Tile,Engineered Hardwood

Great Room

  • Level: First
  • Area: 396
  • Dimensions: 18x22

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,536
  • Total interior livable area: 3,920 sqft

Kitchen

  • Features: Kitchen Island,Pantry
  • Level: First

Loft

  • Features: Built-in Closet
  • Level: Second
  • Area: 247
  • Dimensions: 13x19

Primary Bedroom

  • Features: En Suite Bathroom,Shower No Tub,Walk-In Closet(s)
  • Level: First
  • Area: 195
  • Dimensions: 15x13

Primary Bedroom

  • Features: Dual Sinks,En Suite Bathroom,Garden Bath,Split Vanities,Tub with Separate Shower Stall,Walk-In Closet(s)
  • Level: Second

Property

Details

  • Parcel number: R3232317517011140180
  • Zoning: RES
  • Special condition: Short Sale

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered
  • Exterior features: Storage
  • Fencing: Fenced
  • Has view: Yes
  • View description: Garden

Lot

  • Lot size: 10,000 sqft
  • Lot size dimensions: 81 x 125

Parking

  • Total spaces: 3
  • Parking features: On Street
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Inland Flooding
Strong Wind
Tsunami

FEMA Declared Disasters in Hernando County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,022$24,264
Home Insurance *$208$2,496
Property Taxes $476$5,712
Electricity $394$4,733
Total$3,100$37,200
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$106,285/yr
40% on housing$93,000/yr
45% on housing$82,666/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.1%
4.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$102This listing

vs Other Active Listings

Avg $/sqft

ZIP 34608$159
Hernando County$169

vs Homes Sold Last Month

Median $/sqft

ZIP 34608$183
Hernando County$182

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-30Listed for sale$400,000
2026-06-22Pending sale$400,000
2026-06-12Price change$400,000
2026-04-24Listed for sale$310,000
2025-09-30Pending sale$310,000
2025-09-26Listed for sale$310,000
2025-09-26Pending sale$310,000
2025-09-25Price change$310,000
2025-09-10Price change$350,000
2025-07-31Price change$359,000
2025-06-29Price change$375,000
2025-06-04Price change$399,000
2025-05-03Price change$415,000
2025-03-26Price change$425,000
2025-01-31Price change$440,000
2025-01-02Listed for sale$450,000
2022-12-27Sold$399,000
2022-09-02Price change$399,000
2022-08-16Price change$438,000
2022-07-13Price change$439,000
2022-06-29Price change$442,900
2022-06-09Price change$489,900
2022-05-19Listed for sale$509,000
2017-05-31Listing removed$1,500
2017-05-24Listed for rent$1,500
2016-03-11Listing removed$1,525
2007-03-09Sold$278,000
2005-11-08Sold$230,200
2004-10-25Sold$24,000
2004-09-24Sold$20,000

For Sale by Agent

AgentTanja Cisliek
BrokerageFUTURE HOME REALTY INC

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