242 Katy Lake Rd, Jackson, GA, 30233
About This Home
Welcome to your waterfront cottage situated along the shores of the South River! Level .70 deeded double lot. The property features boat ramp, plenty of waterfront for leisurely afternoons spent fishing or simply soaking in the views. Privacy is paramount here, with the property offering a secluded retreat from the hustle and bustle of everyday life. Raised ranch-style home, which underwent a total renovation in 2019 (previous owners). Two bedrooms and one bath, it's the perfect size for a weekend getaway or a lucrative Airbnb investment. This cozy cottage is highlighted by a wood ceiling that adds a touch of rustic elegance. The home comes fully furnished! Picture yourself unwinding on the screen porch, savoring your morning coffee enjoying the river breeze. Tons of entertainment options, from gathering around the fire pit to plenty of parking for guests (2 paved driveways or use one for the RV, RV hookup is in place). New septic system and access to public water, providing peace of mind and convenience. The fenced lot offers security and privacy, making it ideal for families or those seeking a retreat from the outside world. Easy access to Jackson Lake, expanding your recreational possibilities.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Updated/Remodeled
- Year built: 1970
Materials
- Roof: Metal
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Bungalow/Cottage
- Property subType: Single Family Residence,Cabin
Interior
Appliances
- Appliances included: Electric Water Heater,Oven/Range (Combo),Refrigerator
- Laundry features: None
Basement
- Has basement: Yes
- Basement: Crawl Space,Dirt Floor,Exterior Entry
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
- Main level bathrooms: 1
- Main level bedrooms: 2
Features
- Master On Main Level
- Flooring: Other,Vinyl
- Finished area below ground: 0
- Finished area above ground: 660
Heating & Cooling
- Heating features: Electric,Other
- Cooling features: Ceiling Fan(s),Window Unit(s)
Interior Area
- Total structure area: 660
- Total interior livable area: 660 sqft
Kitchen
- Features: Breakfast Area
Property
Details
- Parcel number: 0055A012000
Features
- Levels: One
- Stories: 1
- Patio & porch: Deck,Screened
- Exterior features: Dock
- Fencing: Back Yard,Chain Link,Fenced,Front Yard
- Has view: Yes
- View description: Lake,River
- Has water view: Yes
- Water view: Lake,River
- On waterfront: Yes
- Waterfront features: Lake,Lake Privileges,Utility Company Controlled
- Waterbody name: Jackson Lake, South River
- Frontage type: Lakefront,River
Lot
- Lot size: 0.70 Acres
- Features: Level,Open Lot,Private
Parking
- Total spaces: 3
- Parking features: Guest,Off Street,Parking Pad,RV/Boat Parking
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Hail
- Inland Flooding
- Lightning
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters Across Georgia Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,365 | $16,380 |
| Home Insurance * | $181 | $2,172 |
| Property Taxes | $498 | $5,976 |
| Electricity | $219 | $2,637 |
| Total | $2,263 | $27,156 |
Income You'd Need if You Spent...
Georgia FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-10 | Pending sale | $269,999 |
| 2026-06-04 | Price change | $269,999 |
| 2026-04-29 | Price change | $278,000 |
| 2026-04-03 | Price change | $284,999 |
| 2026-02-06 | Listed for sale | $299,999 |
| 2024-05-15 | Sold | $250,000 |
| 2024-05-02 | Pending sale | $275,000 |
| 2024-04-19 | Listed for sale | $275,000 |
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