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134 Lake Bluff Drive, Waynesboro, GA, 30830

3beds
2baths
1,965sqft
$310,000
$158price/sqft
$2,132/moest. monthly cost
$85,280/yrincome needed

About This Home

Timeless character and curb appeal are calling cards for this classic Cape Cod style, 3-bedroom/2.5 bath home situated on the banks of Jones Lake in Waynesboro, Georgia. Sided in Cedar shake shingles, the home's distinctive features, like the courtyard entrance to the friends and family door, give it enduring charm and a welcoming appeal. Nestled in the center of a deep lot, the home's rear patio and backyard overlook a beautiful stretch of water, offering a peaceful escape that's still just minutes away from the town's amenities. Inside the front door, you'll find the details reminiscent of its 1963 design and the solid feel of quality construction typical of its era. Hardwood floors, charming trim and molding, wainscoting, solid wood built-ins and natural light from abundant windows bring a sense of warmth and excellent craftsmanship. The entrance foyer is flanked by a winder staircase and a formal living room anchored by a beautiful fireplace and mantel with dentil molding, along with solid wood wainscoting. This room has been an excellent flex space for previous owners as a study, nursery and sitting room. A formal dining room occupies the other front corner of the home with two walls of windows and doorways to the foyer and the home's family room. The family room and adjacent kitchen are sure to be the hub of the home. The family room boasts a wall of windows overlooking the lake and a massive brick fireplace, which features a traditional masonry fireplace plus a rare indoor grilling unit popular in mid-century homes. Built directly into the masonry, its arched opening offers both character and function. The kitchen features original solid wood cabinets with updated fixtures and a single-basin stainless steel sink. The home's primary bedroom is also situated on the main floor, offering an ensuite bathroom and a door exiting to the rear patio overlooking the water. Upstairs, you'll find two sprawling spare bedrooms, each with a built-in desk and bookshelves at rear windows looking out over the water. A hall bathroom is located between the bedrooms, along with a large cedar closet for useful storage. A single car garage offers additional storage and has two pedestrian doors as well, one of them leading out to the backyard and patio. With peaceful views of Jones Lake, the lot's rear property line spans approximately 120 feet shoreline. The home is centrally located in the Spring Valley neighborhood, where residents enjoy evening walks, golf cart rides and a sense of community. Local restaurants, retail and medical care are just minutes away as well. A truly unique offering in Waynesboro!

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

--
Waynesboro Primary SchoolGrades PK-21.1 mi
4/10
3/10
Burke County High SchoolGrades 9-121.3 mi

Construction

Condition

  • Year built: 1963

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: None

Bedroom2

  • Level: Upper

Bedroom3

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: Main

Family Room

  • Level: Main

Heating

  • Heating features: Fireplace(s)

Interior Area

  • Total structure area: 1,965
  • Total interior livable area: 1,965 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: W12058

Lot

  • Lot size: 0.56 Acres
  • Lot size dimensions: 0.56 acre

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Heat Wave
Ice Storm
Strong Wind
Tornado
Cold Wave
Drought
Earthquake
Hail
Hurricane
Inland Flooding

FEMA Declared Disasters Across Georgia Counties

Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,567$18,804
Home Insurance *$212$2,544
Property Taxes $134$1,608
Electricity $219$2,637
Total$2,132$25,584
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$73,097/yr
40% on housing$63,960/yr
45% on housing$56,853/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.0%
7.0%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$158This listing

vs Other Active Listings

Avg $/sqft

ZIP 30830$117
Burke County$111

vs Homes Sold Last Month

Median $/sqft

ZIP 30830$160
Burke County$159

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-11Listed for sale$359,000
2026-05-11Listing removed$359,000
2026-04-29Price change$359,000
2026-03-27Price change$369,000
2026-03-12Listed for sale$389,000
2008-10-24Sold$150,000

For Sale by Agent

AgentAnne Kyzer
BrokerageMary Yelton Realty, Llc

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