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4138 Town Branch Ct SW, Covington, GA, 30014

5beds
4baths
3,700sqft
$500,000
$135price/sqft
$3,545/moest. monthly cost
$141,800/yrincome needed

About This Home

WALK to Downtown Covington! This beautifully maintained SOUTHERN INSPIRED home offers the perfect blend of space, comfort, and convenience. Featuring a desirable mother-in-law suite, this home provides flexible living options for multi-generational families, guests, or a private home office. From the moment you arrive, you'll be welcomed by the expansive front porch-an ideal spot for morning coffee, relaxing evenings, or gathering with family and friends. The gated driveway adds privacy, security, and impressive curb appeal, creating a true estate-like feel. HUGE Kitchen with updated Stainless appliances and granite counters. Major updates have already been completed, including fresh interior and exterior paint, three new HVAC systems, and a beautifully remodeled upstairs bathroom, giving buyers peace of mind and modern comfort from day one. The spacious floor plan offers room for everyone with generous living areas, abundant natural light, and thoughtfully designed spaces throughout. Don't forget to check out the finished bedroom and Unfinished attic space above the garage...could be finished into another suite! There are several bedrooms that could be used as the Primary with private baths! Whether you're entertaining family and friends or enjoying a quiet evening at home, this property delivers both functionality and charm. Location is everything, and this home truly shines. Enjoy a short walk to Historic Downtown Covington, where you'll discover local boutiques, charming shops, incredible restaurants, community events, and the unique small-town atmosphere that has made Covington one of Georgia's most beloved destinations. Don't miss this opportunity to own a move-in ready home featuring a huge front porch, gated driveway, modern updates, flexible living space, and an unbeatable location near all the shopping, dining, and entertainment that Historic Covington has to offer.

Getting Around

40
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

4/10
5/10
Cousins Middle SchoolGrades 6-82.0 mi
5/10
Eastside High SchoolGrades 9-123.6 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1988

Materials

  • Roof: Metal
  • Construction materials: Concrete

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Refrigerator
  • Laundry features: In Hall

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4
  • Main level bathrooms: 3
  • Main level bedrooms: 2

Dining Room

  • Features: Separate Room

Features

  • Double Vanity,Walk-In Closet(s)
  • Window features: Double Pane Windows
  • Flooring: Carpet,Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Family Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 3,700
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 3,700
  • Total interior livable area: 3,700 sqft

Kitchen

  • Features: Breakfast Area,Country Kitchen,Kitchen Island,Pantry,Solid Surface Counters

Property

Details

  • Parcel number: C017000080015000

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Patio
  • Exterior features: Garden
  • Fencing: Other,Privacy,Wood
  • Waterbody name: None

Lot

  • Lot size: 0.36 Acres
  • Features: Level,Private

Parking

  • Total spaces: 2
  • Parking features: Garage,Side/Rear Entrance
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Hail
Ice Storm
Lightning
Strong Wind
Tornado

FEMA Declared Disasters Across Georgia Counties

Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,528$30,336
Home Insurance *$304$3,648
Property Taxes $354$4,248
Electricity $359$4,313
Total$3,545$42,540
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$121,542/yr
40% on housing$106,350/yr
45% on housing$94,533/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.4%
6.4%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 6.8%
6.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$135This listing

vs Other Active Listings

Avg $/sqft

ZIP 30014$134
Newton County$139

vs Homes Sold Last Month

Median $/sqft

ZIP 30014$153
Newton County$142

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-16Listed for sale$500,000
2020-12-23Sold$380,000
2020-12-04Pending sale$383,900
2020-11-14Price change$383,900
2020-10-29Price change$384,900
2020-09-22Price change$394,900
2020-09-01Listed for sale$410,000

For Sale by Agent

AgentLisa Allen
BrokerageKeller Williams Realty Consultants

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