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120 Aspen Forest Dr, Covington, GA, 30016

5beds
3baths
2,210sqft
$250,000
$113price/sqft
$1,820/moest. monthly cost
$72,800/yrincome needed

About This Home

Oh my goodness! Please take a little of your time to come take a look for yourself. I think you will love the location and all this home has to offer. The front porch is ready for your rocking chairs and the back deck gives beautiful views of the surrounding woods. The huge 2 car garage is another plus. And, in addition to that, it's really close to Jackson Lake. This property is HUD owned and being sold as-is/where-is. Case #106-473741. Check it out at www.olympusams-at.com and www.hudhomestore.gov.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Schools

3/10
3/10
1/10
Alcovy High SchoolGrades 9-123.5 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2002

Materials

  • Roof: Composition
  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Brick Front,Brick/Frame
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Water Heater,Microwave,Oven/Range (Combo)
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Bath Finished,Finished,Interior Entry

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Features

  • Double Vanity,High Ceilings,In-Law Floorplan,Master On Main Level,Separate Shower,Soaking Tub,Tray Ceiling(s),Walk-In Closet(s)
  • Flooring: Carpet,Laminate,Tile
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Attic: Pull Down Stairs
  • Finished area below ground: 0
  • Finished area above ground: 2,210

Heating & Cooling

  • Heating features: Central
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 2,210
  • Total interior livable area: 2,210 sqft

Property

Details

  • Parcel number: 0051A00000034000

Features

  • Levels: One and One Half
  • Stories: 1

Lot

  • Lot size: 1.27 Acres
  • Features: Open Lot

Parking

  • Parking features: Basement,Garage,Garage Door Opener,Parking Pad
  • Has garage: Yes
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Hail
Ice Storm
Lightning
Strong Wind
Tornado

FEMA Declared Disasters Across Georgia Counties

Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,264$15,168
Home Insurance *$160$1,920
Property Taxes $177$2,124
Electricity $219$2,637
Total$1,820$21,840
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$62,400/yr
40% on housing$54,600/yr
45% on housing$48,533/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.4%
6.4%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 6.8%
6.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$113This listing

vs Other Active Listings

Avg $/sqft

ZIP 30016$130
Newton County$140

vs Homes Sold Last Month

Median $/sqft

ZIP 30016$144
Newton County$142

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-18Listed for sale$250,000
2026-08-12Pending sale$250,000
2026-07-28Price change$250,000
2026-07-22Listed for sale$282,000
2026-06-30Pending sale$282,000
2026-05-21Listed for sale$282,000
2026-01-05Listing removed$290,000
2026-01-02Listed for sale$290,000
2026-01-01Listing removed$290,000
2025-08-13Listed for sale$290,000
2025-08-01Listing removed$290,000
2025-06-24Price change$290,000
2025-01-31Price change$310,000
2025-01-25Pending sale$315,000
2024-12-07Listed for sale$315,000
2023-07-07Sold$289,500
2023-06-02Pending sale$285,000
2023-05-27Listed for sale$285,000
2023-05-22Listing removed$260,000
2023-03-13Pending sale$260,000
2023-03-01Listed for sale$260,000
2023-02-23Pending sale$260,000
2023-02-17Price change$260,000
2023-02-12Pending sale$275,000
2023-01-02Price change$275,000
2022-12-02Listed for sale$300,000
2014-02-24Sold$82,136
2002-10-09Sold$118,900

For Sale by Agent

AgentPam Bettis Price
BrokerageBoutique Realty

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