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2107 Henderson Mill Rd, Covington, GA, 30014

5beds
3baths
2,580sqft
$575,000
$223price/sqft
$4,343/moest. monthly cost
$173,720/yrincome needed

About This Home

Welcome to your own little piece of paradise! Nestled on **6.49 private acres**, this beautifully updated split-level home offers room for everyone, with thoughtful updates completed just four years ago. Whether you're entertaining family and friends or simply enjoying peaceful country living, this property has the space and amenities to fit your lifestyle...Step onto the inviting **covered front porch** and into a welcoming foyer. To the right, the formal living room is filled with natural light from double windows and flows seamlessly into the formal dining room, conveniently located just off the kitchen....The updated kitchen is designed to impress with **granite countertops, stainless steel appliances, a modern drop-down vent hood, tile backsplash, open shelving in the breakfast area, and a breakfast bar**, there is a french door to the deck. The spacious great room features a beautiful **masonry fireplace with built-in bookshelves**, creating the perfect gathering space....Upstairs, you'll find two generously sized secondary bedrooms with ceiling fans and an updated hall bath featuring tile flooring, a custom wood-top vanity, and a beautifully tiled tub/shower surround. The spacious primary suite offers a remodeled ensuite bath complete with a tiled walk-in shower with a rain shower head, double custom vanities, stylish steel-framed mirrors, and custom steel shelving that will remain with the home....The lower level provides even more living space with a large recreation room or second den, two additional bedrooms, and another updated full bath with tile floors, custom vanity, and tiled tub/shower surround. A door from the recreation room leads directly to the backyard, making it ideal for guests or multi-generational living...Step outside onto the expansive wood deck and relax while overlooking your own private backyard retreat. The storage building remains with the property, and a gate leads to even more outdoor enjoyment. Gather around the custom-built fire pit area featuring **two swings**, or entertain under the **covered pavilion**, complete with electricity, ceiling fan, and bar area.****Car enthusiasts, hobbyists, and business owners will love the **36' x 43' metal three-car garage/workshop**, built in 2021. It features its own separate meter base, 220-volt wiring, lighting, and roll-up doors. Mature pecan trees provide wonderful shade, while a fenced area behind the workshop offers the perfect place to store boats, trailers, or equipment. An older barn provides additional storage and versatility. Located just minutes from **Jackson Lake**, approximately **20 minutes to Covington** for shopping and dining, and about **20 minutes to Charlie Elliott Wildlife Center** for hunting, fishing, hiking, and outdoor recreation, this property offers the perfect combination of peaceful country living and convenient access to nearby amenities. If you've been searching for privacy, space, and incredible outdoor amenities, **this one truly has it all. Don't let this rare opportunity get away!**

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

6/10
3/10
1/10
Alcovy High SchoolGrades 9-122.6 mi

Construction

Condition

  • Property condition: Updated/Remodeled,Resale
  • Year built: 1979

Materials

  • Foundation: Block,Slab
  • Roof: Composition
  • Construction materials: Brick,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Brick 4 Side,Brick/Frame,Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Water Heater,Ice Maker,Oven/Range (Combo),Refrigerator,Stainless Steel Appliance(s)
  • Laundry features: Mud Room

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Features: Separate Room

Features

  • Bookcases,Double Vanity,Separate Shower,Tile Bath,Walk-In Closet(s),In-Law Floorplan
  • Window features: Double Pane Windows
  • Flooring: Carpet,Laminate,Tile
  • Number of fireplaces: 1
  • Fireplace features: Family Room,Masonry
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,580

Heating & Cooling

  • Heating features: Central,Heat Pump
  • Cooling features: Ceiling Fan(s),Central Air,Heat Pump,Whole House Fan

Interior Area

  • Total structure area: 2,580
  • Total interior livable area: 2,580 sqft

Kitchen

  • Features: Breakfast Area,Breakfast Bar,Country Kitchen,Solid Surface Counters

Property

Details

  • Parcel number: 0105000000042000

Features

  • Levels: Multi/Split
  • Patio & porch: Deck,Patio,Porch
  • Exterior features: Dock
  • Fencing: Back Yard,Fenced,Privacy,Wood
  • Residential vegetation: Grassed,Partially Wooded

Lot

  • Lot size: 6.50 Acres
  • Features: Level

Parking

  • Total spaces: 5
  • Parking features: Attached,Detached,Garage,Garage Door Opener,Kitchen Level,RV/Boat Parking,Side/Rear Entrance,Storage
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Tornado

FEMA Declared Disasters Across Georgia Counties

Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,907$34,884
Home Insurance *$350$4,200
Property Taxes $836$10,032
Electricity $250$3,007
Total$4,343$52,116
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$148,902/yr
40% on housing$130,290/yr
45% on housing$115,813/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.4%
6.4%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 6.8%
6.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$223This listing

vs Other Active Listings

Avg $/sqft

ZIP 30014$133
Newton County$139

vs Homes Sold Last Month

Median $/sqft

ZIP 30014$153
Newton County$142

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-21Listed for sale$575,000
2021-03-26Sold$315,000
2021-02-05Pending sale$339,000
2021-01-19Listed for sale$339,000
2020-12-28Pending sale$339,000
2020-12-21Listed for sale$339,000
2020-12-14Pending sale$339,000
2020-10-20Price change$339,000
2020-08-26Listed for sale$359,000
2020-01-13Sold$125,000
2019-11-22Pending sale$112,900
2019-10-29Price change$112,900
2018-07-06Listed for sale$130,000
2018-03-02Pending sale$130,000
2018-02-20Listed for sale$130,000
2017-10-30Listing removed$159,900
2017-08-21Price change$159,900
2017-06-30Price change$169,900
2017-05-10Price change$165,000
2017-04-07Price change$175,000
2017-02-21Price change$199,000
2016-12-29Listed for sale$250,000

For Sale by Agent

AgentCharlotte L Johnson
BrokerageThe American Realty

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