See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

20 Stoney Point Ter, Covington, GA, 30014

5beds
3baths
2,743sqft
$365,000
$133price/sqft
$2,591/moest. monthly cost
$103,640/yrincome needed

About This Home

Spacious & inviting 5 Bedroom, 3 Bath two-story home in the sought-after River Walk Farm neighborhood, featuring new LVP flooring throughout the entire main living level and a spacious, functional floorplan perfect for today's lifestyle. The main level showcases an oversized two-story family room filled with natural light, a formal living room or office, formal dining room, and a well-appointed kitchen with an island, breakfast area, computer nook, and ample cabinet space. A main-level bedroom and full bath provide the perfect setup for guests or a home office, while the laundry room adds everyday convenience. Upstairs, the huge primary suite features a relaxing sitting area, walk-in closet, and an ensuite bath with dual sinks, a garden tub, and separate shower. Three additional generously sized guest bedrooms and a hall bath complete the upper level. Step outside to enjoy the welcoming front porch, rear patio, and privacy-fenced backyard-ideal for entertaining, children, or pets. Additional features include a 2-car garage. Residents of River Walk Farm enjoy outstanding resort-style amenities, including a clubhouse, zero-entry swimming pool with a waterslide, tennis and pickleball courts, playground, pavilion, and expansive greenspace. Conveniently located near I-20, shopping, dining, entertainment, and everything Covington has to offer, this move-in ready home combines space, comfort, and an exceptional community lifestyle.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
15
BikeSomewhat Bikeable

Schools

7/10
5/10
Cousins Middle SchoolGrades 6-84.3 mi
5/10
Eastside High SchoolGrades 9-122.5 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2004

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick,Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Gas Water Heater,Microwave,Oven/Range (Combo),Refrigerator
  • Laundry features: In Hall,In Kitchen

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Features: Seats 12+,Separate Room

Features

  • Double Vanity,High Ceilings,Separate Shower,Soaking Tub,Tray Ceiling(s),Entrance Foyer,Walk-In Closet(s)
  • Flooring: Carpet,Other,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Factory Built,Family Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,743

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,743
  • Total interior livable area: 2,743 sqft

Kitchen

  • Features: Breakfast Area,Kitchen Island,Pantry

Property

Details

  • Parcel number: 0083B00000023000

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Patio,Porch
  • Fencing: Back Yard,Privacy,Wood

Lot

  • Lot size: 0.29 Acres
  • Features: Level

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage,Garage Door Opener,Kitchen Level
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Hail
Ice Storm
Lightning
Strong Wind
Tornado
Cold Wave
Heat Wave
Inland Flooding

FEMA Declared Disasters Across Georgia Counties

Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,845$22,140
Home Insurance *$222$2,664
Property Taxes $258$3,096
Electricity $266$3,198
Total$2,591$31,092
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$88,834/yr
40% on housing$77,730/yr
45% on housing$69,093/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.4%
6.4%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 6.8%
6.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$133This listing

vs Other Active Listings

Avg $/sqft

ZIP 30014$134
Newton County$139

vs Homes Sold Last Month

Median $/sqft

ZIP 30014$153
Newton County$142

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-09Price change$365,000
2026-06-27Listed for sale$370,000
2016-05-25Listing removed$1,450
2016-03-03Price change$1,450
2016-02-21Listed for rent$1,500
2015-07-02Listing removed$1,400
2015-05-22Listed for rent$1,400
2014-09-02Listing removed$1,650
2014-08-11Price change$1,650
2014-07-22Listed for rent$1,450
2005-08-01Sold$212,700

For Sale by Agent

AgentClint Brooks
BrokerageSummit Realty Group

Similar Homes