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5160 Echols St NW, Covington, GA, 30014

4beds
4baths
0sqft
$599,900
--price/sqft
$4,177/moest. monthly cost
$167,080/yrincome needed

About This Home

The Zachery-Echols House, circa 1854, sits on .64 of professionallly landscaped property. This antebellum Greek Revival home has been featured on the Covington Tour of homes as well as several TV shows. The house offers four spacious bedrooms and three and one half baths, including two claw foot tubs! The gracious entry hall leads to double parlors that are a perfect blend of historic charm and modern comfort. A large dining room can host a dinner for 12. The original heart of pine floors and soaring fifteen foot ceilings add character to this home. The gourmet kitchen contains modern features including a professional cooktop, double ovens and solid surface counters. The kitchen also boasts a beautiful working firplace and pine floors. Off the kitchen is a butlers pantry, utility and laundry rooms. There are two side verandas and an expansive covered back porch equipped with a built in grill perfect for entertaining family and friends. Just a half mile from lovely Oxford College campus, the home is conveniently located within a few minutes drive of parks, walk/bike paths, and the historic Covington town square. The utility systems are updated, and well maintained. This home features covered parking for two cars and additional parking for guests. The drive has a gated entry and a fence around three sides of the property. This elegant and warn home is furnished with period furnishings and beautiful antiques, most of which may be purchased by negotiation with the current owners.

Getting Around

41
WalkingCar-Dependent
0
TransitVery Limited Transit
38
BikeSomewhat Bikeable

Schools

2/10
5/10
Cousins Middle SchoolGrades 6-80.9 mi
2/10
Newton High SchoolGrades 9-123.6 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1868

Materials

  • Foundation: None
  • Roof: Concrete
  • Construction materials: Cedar,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial,Traditional
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Double Oven,Dryer,Electric Oven,Gas Cooktop,Gas Water Heater,Range Hood,Refrigerator,Self Cleaning Oven
  • Laundry features: Laundry Closet,Main Level,Other

Basement

  • Basement: Crawl Space

Bedroom

  • Features: Master on Main

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Features: Seats 12+, Separate Dining Room

Features

  • Double Vanity,Entrance Foyer,High Ceilings,High Ceilings 9 ft Lower,High Ceilings 9 ft Main,High Ceilings 9 ft Upper,Wet Bar
  • Window features: None
  • Flooring: Carpet,Hardwood,Other
  • Number of fireplaces: 9
  • Fireplace features: Family Room,Gas Log,Living Room,Masonry,Master Bedroom,Other Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 3,661
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central,Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 0

Kitchen

  • Features: Breakfast Bar, Cabinets Other, Kitchen Island, Pantry, Solid Surface Counters, Stone Counters

Master Bathroom

  • Features: Double Vanity, Separate Tub/Shower

Master Bedroom

  • Features: Master on Main
  • Level: Master on Main

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: C023000030016000
  • Other equipment: None
  • Horse amenities: None

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Deck
  • Exterior features: Gas Grill,No Dock
  • Spa features: None
  • Fencing: Back Yard,Privacy,Wood
  • Has view: Yes
  • View description: Other
  • Waterfront features: None
  • Waterbody name: None

Lot

  • Lot size: 0.64 Acres
  • Features: Corner Lot

Parking

  • Total spaces: 2
  • Parking features: Carport,Garage Faces Rear,Garage Faces Side,Kitchen Level
  • Has garage: Yes
  • Covered spaces: 2
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Ice Storm
Strong Wind
Tornado
Hail
Inland Flooding
Lightning

FEMA Declared Disasters Across Georgia Counties

Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,033$36,396
Home Insurance *$365$4,380
Property Taxes $424$5,088
Electricity $355$4,268
Total$4,177$50,124
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$143,211/yr
40% on housing$125,310/yr
45% on housing$111,386/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.4%
6.4%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 6.8%
6.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 30014$134
Newton County$139

vs Homes Sold Last Month

Median $/sqft

ZIP 30014$153
Newton County$142

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-20Listed for sale$678,000

For Sale by Agent

AgentCathy Dobbs
BrokerageAgents Realty, LLC

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