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40 Pine Shadow Cir, Covington, GA, 30016

4beds
3baths
2,665sqft
$350,000
$131price/sqft
$2,498/moest. monthly cost
$99,920/yrincome needed

About This Home

Welcome home to this lovely 2 story brick double garage house that sits on a little over half an acre. Located in an especially quiet and quaint neighborhood of Covington. Home has been meticulously kept and well-maintained. House features a gourmet kitchen with upgraded stainless steel appliance package and fireside living room, plus a large separate dining room. 3 Bedrooms and 2 Bathrooms upstairs with one full bedroom and full bath on terrace level. Can be used for a roommate or bonus room. Full Living space on terrace with exterior entry. Double vanity master bath. Updated lighting, tons of natural light. Split level open foyer. Expansive back deck with private view and covered outdoor patio. Storage shed included. Stunning firepit seating area with pergola. New Toilets in the upstairs bathrooms, remodeled master shower, AC unit replaced in 2020, water heater replaced in 2018, laminate flooring put down in 2018. Home is priced to sell! Come see for yourself!!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
4
BikeSomewhat Bikeable

Schools

3/10
3/10
1/10
Alcovy High SchoolGrades 9-124.0 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2005

Materials

  • Roof: Composition
  • Construction materials: Brick,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Refrigerator,Washer
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Bath Finished,Exterior Entry,Finished,Full,Interior Entry

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Dining Room

  • Features: Seats 12+

Features

  • Double Vanity,Master On Main Level,Roommate Plan,Split Bedroom Plan
  • Flooring: Carpet,Tile,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Family Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,665
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,665
  • Total interior livable area: 2,665 sqft

Kitchen

  • Features: Breakfast Area,Breakfast Room,Pantry

Property

Details

  • Parcel number: 0053A00000032000

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck,Patio
  • Waterbody name: None

Lot

  • Lot size: 0.60 Acres
  • Features: City Lot

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Hail
Inland Flooding
Lightning
Strong Wind
Tornado

FEMA Declared Disasters Across Georgia Counties

Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,769$21,228
Home Insurance *$224$2,688
Property Taxes $247$2,964
Electricity $258$3,107
Total$2,498$29,976
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$85,645/yr
40% on housing$74,940/yr
45% on housing$66,613/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.4%
6.4%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 6.8%
6.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$131This listing

vs Other Active Listings

Avg $/sqft

ZIP 30016$130
Newton County$139

vs Homes Sold Last Month

Median $/sqft

ZIP 30016$144
Newton County$142

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-04Listing removed$2,500
2026-03-20Price change$2,500
2026-03-20Price change$350,000
2026-02-28Listed for rent$2,600
2023-02-13Sold$300,000
2022-12-20Pending sale$295,900
2022-12-15Listed for sale$295,900
2011-02-07Sold$78,000
2010-12-04Price change$79,900
2010-12-03Listed for sale--
2010-10-25Sold$258,219
2010-10-09Listed for sale--
2006-02-14Sold$164,400

For Sale by Agent

AgentSarah Miller
BrokerageKeller Williams Realty Cityside

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