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170 Waters Bridge Cir, Covington, GA, 30014

2beds
1baths
1,836sqft
$579,900
$316price/sqft
$4,562/moest. monthly cost
$182,480/yrincome needed

About This Home

Over 264 feet of pristine lake frontage on the infamous 4,750 acre Jackson Lake formed by the Lloyd Shoals dam on the Ocmulgee River, created in 1910 for hydroelectric power. Enjoy this Nostalgic lake cottage with 2 bedrooms and 2 full baths, oversized living room and kitchen separated by a full brick wood burning fireplace, an office, enclosed sunroom overlooking the lake, outdoor covered patio, private boat ramp, boat house and floating dock. Or build your custom lake estate dream home on this double lot. Also available to subdivide into 2 lake lots for building purposes. Survey provided. Cottage needs some updating, but great money making potential in more ways than one.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
14
BikeSomewhat Bikeable

Schools

3/10
3/10
1/10
Alcovy High SchoolGrades 9-124.4 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1962

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Block

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Other
  • Laundry features: Laundry Closet

Basement

  • Basement: None

Bedroom

  • Features: Master on Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Dining Room

  • Features: None

Features

  • Other
  • Window features: None
  • Flooring: Hardwood,Laminate
  • Number of fireplaces: 1
  • Fireplace features: Great Room
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Propane
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 1,836
  • Total interior livable area: 1,836 sqft

Kitchen

  • Features: Other

Master Bathroom

  • Features: Shower Only

Master Bedroom

  • Features: Master on Main
  • Level: Master on Main

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 0093000000032000
  • Other equipment: None
  • Horse amenities: None

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Enclosed,Rear Porch
  • Exterior features: Private Yard
  • Spa features: None
  • Fencing: None
  • Has view: Yes
  • View description: Lake
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Lake Front
  • Waterbody name: None

Lot

  • Lot size: 1.45 Acres
  • Features: Level

Parking

  • Total spaces: 2
  • Parking features: Carport
  • Covered spaces: 2
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Hail
Inland Flooding
Lightning
Strong Wind
Tornado

FEMA Declared Disasters Across Georgia Counties

Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,932$35,184
Home Insurance *$353$4,236
Property Taxes $1,058$12,696
Electricity $219$2,637
Total$4,562$54,744
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$156,411/yr
40% on housing$136,860/yr
45% on housing$121,653/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.4%
6.4%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 6.8%
6.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$316This listing

vs Other Active Listings

Avg $/sqft

ZIP 30014$133
Newton County$139

vs Homes Sold Last Month

Median $/sqft

ZIP 30014$153
Newton County$142

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-19Listed for sale$589,900
2026-01-10Listing removed$530,000
2025-12-04Price change$530,000
2025-12-01Price change$535,000
2025-11-25Listed for sale$540,000
2024-08-01Listing removed--
2024-04-18Listing removed$649,999
2024-04-03Listed for sale$649,999
2014-11-07Sold$120,000

For Sale by Agent

AgentMIKEL MUFFLEY
BrokerageWeichert, Realtors - The Collective

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