342 Spears Rd, Mansfield, GA, 30055
About This Home
**Private 12-Acre Retreat with Full Basement & Creek** Enjoy the peace and privacy of this beautiful 2-acre wooded property, where a picturesque creek welcomes you as the winding driveway leads to this charming ranch home....Inside, you'll find a spacious great room featuring a stunning stone fireplace, creating a warm and inviting gathering space. The Galley style kitchen offers beautiful stained cabinetry, walk-in pantry.... and flows seamlessly into the home's functional split-bedroom floor plan, Laundry Room with cabinets....The oversized owner's suite is a true retreat, complete with a tray ceiling, cozy sitting area, expansive walk-in closet, and an en-suite bath featuring double vanities, a soaking tub, and a separate shower. The secondary bedroom is generously sized, walk in closet, and full bath....providing comfort for family or guests....The full basement includes a finished bathroom and abundant unfinished space ready for your personal touch-ideal for a recreation room, home theater, workshop, additional bedrooms, or extra storage....Step outside to enjoy the peaceful surroundings from both the front and rear decks, perfect for relaxing, entertaining, or taking in the natural beauty. A fenced backyard offers additional space for pets, play, or gardening....Conveniently located just minutes from the quaint town of Mansfield, you'll enjoy easy access to local shops and dining, while outdoor enthusiasts will appreciate being close to the Charlie Elliott Wildlife Center for hiking, fishing, hunting, and wildlife viewing. Plus, you're only a short drive from the amenities, restaurants, and shopping in both Covington and Social Circle, offering the perfect balance of peaceful country living and modern convenience....If you're looking for privacy, room to grow, and endless possibilities, this exceptional property is ready to welcome you home!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 1996
Materials
- Roof: Metal
- Construction materials: Concrete,Wood Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Country/Rustic
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Electric Water Heater,Oven/Range (Combo),Refrigerator
- Laundry features: In Kitchen
Basement
- Has basement: Yes
- Basement: Bath Finished,Concrete,Exterior Entry,Full,Interior Entry
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 3
- Full bathrooms: 3
- Main level bathrooms: 2
- Main level bedrooms: 2
Dining Room
- Features: Dining Rm/Living Rm Combo
Features
- Beamed Ceilings,Double Vanity,Master On Main Level,Separate Shower,Soaking Tub,Split Bedroom Plan,Tray Ceiling(s),Walk-In Closet(s)
- Window features: Bay Window(s),Double Pane Windows
- Flooring: Laminate,Vinyl
- Number of fireplaces: 2
- Fireplace features: Basement,Family Room
- Fireplace: Yes
- Attic: Pull Down Stairs
- Finished area below ground: 180
- Finished area above ground: 1,680
Heating & Cooling
- Heating features: Central
- Cooling features: Ceiling Fan(s),Central Air
Interior Area
- Total structure area: 1,860
- Total interior livable area: 1,860 sqft
Kitchen
- Features: Breakfast Area
Property
Details
- Parcel number: 0120000000044000
Features
- Levels: One
- Stories: 1
- Patio & porch: Deck,Porch
- On waterfront: Yes
- Waterfront features: Stream
- Residential vegetation: Wooded
Lot
- Lot size: 12 Acres
- Features: Level,Private
Parking
- Parking features: Attached,Garage,Garage Door Opener
- Has garage: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Strong Wind
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters Across Georgia Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,401 | $28,812 |
| Home Insurance * | $241 | $2,892 |
| Property Taxes | $965 | $11,580 |
| Electricity | $219 | $2,637 |
| Total | $3,826 | $45,912 |
Income You'd Need if You Spent...
Georgia FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-18 | Price change | $465,000 |
| 2026-07-15 | Listed for sale | $475,000 |
| 2025-10-16 | Sold | $385,000 |
| 2025-09-23 | Pending sale | $399,900 |
| 2025-09-05 | Listed for sale | $399,900 |
| 2025-08-06 | Sold | $279,000 |
| 2001-02-14 | Sold | $35,000 |
| 1997-07-18 | Sold | $59,500 |
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