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435 Fieldstone Ln, Covington, GA, 30016

5beds
3baths
2,458sqft
$359,000
$146price/sqft
$2,537/moest. monthly cost
$101,480/yrincome needed

About This Home

Fully Renovated and Move-In Ready! Seller is offering concessions with an acceptable offer, which may be used toward closing costs or an interest rate buy-down. This spacious 5-bedroom, 3-bath home has been thoughtfully updated and features a beautifully renovated kitchen with quartz countertops, updated bathrooms, new flooring throughout, modern lighting, and a full Frigidaire appliance package. The flexible floor plan includes three bedrooms on the main level, plus two additional bedrooms and a full bath on the finished lower level with private exterior access. This versatile space is ideal for guests, multigenerational living, a home office, recreation area, or other lifestyle needs. Major improvements include a newer architectural roof, newer HVAC system, a brand-new permitted rear deck, and additional garage storage space. Situated on a large lot, this turnkey home is ready for its next owner and offers the opportunity for a quick closing.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
8
BikeSomewhat Bikeable

Schools

5/10
3/10
Clements Middle SchoolGrades 6-82.6 mi
2/10
Newton High SchoolGrades 9-121.7 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 2004

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Water Heater,Microwave,Refrigerator
  • Laundry features: Laundry Closet,In Hall

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Features

  • Double Vanity
  • Flooring: Tile
  • Number of fireplaces: 1
  • Fireplace features: Family Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,458
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Zoned,Central
  • Cooling features: Central Air,Ceiling Fan(s),Zoned

Interior Area

  • Total structure area: 2,458
  • Total interior livable area: 2,458 sqft

Kitchen

  • Features: Pantry,Solid Surface Counters

Property

Details

  • Parcel number: 0027D00000299000
  • Special condition: Investor Owned,Agent/Seller Relationship

Features

  • Levels: Multi/Split
  • Patio & porch: Deck
  • Exterior features: Other

Lot

  • Lot size: 0.43 Acres
  • Features: Level,Other

Parking

  • Total spaces: 6
  • Parking features: Garage
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Hail
Ice Storm
Lightning
Strong Wind
Tornado

FEMA Declared Disasters Across Georgia Counties

Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,815$21,780
Home Insurance *$230$2,760
Property Taxes $254$3,048
Electricity $238$2,865
Total$2,537$30,444
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$86,982/yr
40% on housing$76,110/yr
45% on housing$67,653/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.4%
6.4%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 6.8%
6.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$146This listing

vs Other Active Listings

Avg $/sqft

ZIP 30016$130
Newton County$139

vs Homes Sold Last Month

Median $/sqft

ZIP 30016$144
Newton County$142

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-12Listed for sale$359,000
2026-03-24Sold$175,000
2005-04-25Sold$153,400

For Sale by Agent

AgentJay Allen
BrokerageHomeSmart

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