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15 Bailey St, Whitesburg, GA, 30185

3beds
3baths
1,815sqft
$340,000
$187price/sqft
$2,761/moest. monthly cost
$110,440/yrincome needed

About This Home

25K Price Reduction! Welcome home to your new lake front retreat! Located on the Sioux Lake, a private lake, in the Dakotah East Subdivision. This exceptional log cabin sits on 1.51 acres and includes a boat dock and outbuilding. The interior is an open concept floor plan built with beautiful reclaimed railcar wood, Georgia heart pine wood floors, vaulted ceilings, and new light fixtures and ceiling fans throughout. As you enter the cabin you are greeted with a large kitchen, breakfast area, pantry, full bathroom, real burning stone fire place, built in bookcases, beamed vaulted ceilings and 2 living spaces. A beautiful interior staircase, leading to the 2nd floor loft, was built in April 2025. The loft has vaulted ceilings and boasts a primary bedroom with large sitting area, a full bathroom and a 2nd bedroom. There is an unfinished daylight basement with a 3rd bedroom, a partially finished full bathroom and kitchenette. The exterior logs were recently cleaned, treated and re-stained in the fall of 2024. The roof was replaced in 2019 with Owens Corning Duration Roofing and comes with a transferable Platinum warranty. The windows were replaced in 2019 with premier double hung ENERGY STAR efficient windows with a lifetime warranty. The septic tank was inspected and pumped in 2025. The exterior stairwell off of the back deck was replaced in April 2025. The seller is in the process of replacing the exterior front entrance steps. This well maintained retreat is located less than a mile from Banning Mills and 10 minutes from Downtown Carrollton. Banning Mills features zip lining, horse back riding, a pool, miniature golf, team building activities and on site cabins. Downtown Carrollton is filled with great restaurants, shopping and an outdoor amphitheater. You could not ask for a better location for everyone to enjoy.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
9
BikeSomewhat Bikeable

Schools

6/10
7/10
Central Middle SchoolGrades 6-87.5 mi
8/10
Central High SchoolGrades 9-127.8 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1986

Materials

  • Foundation: Block
  • Roof: Tile
  • Construction materials: Log

Type & Style

  • Home type: SingleFamily
  • Architectural style: Country/Rustic
  • Property subType: Single Family Residence,Cabin

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Electric Water Heater,Microwave,Oven/Range (Combo),Refrigerator,Washer
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Bath/Stubbed,Daylight,Exterior Entry,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 1

Dining Room

  • Features: Dining Rm/Living Rm Combo

Features

  • Beamed Ceilings,Bookcases,High Ceilings,Rear Stairs,Vaulted Ceiling(s)
  • Window features: Double Pane Windows
  • Flooring: Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Family Room,Living Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,815
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central,Propane
  • Cooling features: Ceiling Fan(s),Central Air,Heat Pump

Interior Area

  • Total structure area: 1,815
  • Total interior livable area: 1,815 sqft

Kitchen

  • Features: Breakfast Area,Breakfast Room,Pantry,Solid Surface Counters,Walk-in Pantry

Property

Details

  • Parcel number: 179 0102

Features

  • Levels: Three Or More
  • Stories: 3
  • Patio & porch: Deck
  • Exterior features: Dock
  • Has view: Yes
  • View description: Lake
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Floating Dock,Lake,Lake Privileges,Swim Dock
  • Waterbody name: Sioux Lake
  • Frontage type: Lakefront
  • Residential vegetation: Wooded

Lot

  • Lot size: 1.51 Acres
  • Features: Private,Sloped

Parking

  • Parking features: Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Lightning

FEMA Declared Disasters Across Georgia Counties

Flood
Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,719$20,628
Home Insurance *$210$2,520
Property Taxes $613$7,356
Electricity $219$2,637
Total$2,761$33,132
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$94,662/yr
40% on housing$82,830/yr
45% on housing$73,626/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 7.0%
7.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$187This listing

vs Other Active Listings

Avg $/sqft

ZIP 30185$123
Carroll County$150

vs Homes Sold Last Month

Median $/sqft

ZIP 30185$159
Carroll County$157

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-16Price change$340,000
2025-06-05Listed for sale$365,000
2004-12-28Sold$127,500

For Sale by Agent

AgentTara Burroughs
BrokerageKeller Williams Realty

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