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162 McIntosh St, Whitesburg, GA, 30185

3beds
1baths
896sqft
$198,900
$222price/sqft
$1,451/moest. monthly cost
$58,040/yrincome needed

About This Home

First Time Home Buyers - This is the ONE! Check out this Adorable and Affordable home under $200,000, sitting on 1.09 acres. 3 bedrooms and 1 full bathroom located at the end of the street, in a private setting, with fenced in backyard. Renovated around 2020. New steps at back door. Sellers are including the Samsung washer and dryer, all kitchen appliances, even the Stainless Steel Refrigerator! Water Heater is just 3 years old, roof 7 years young! Included is a 10x16 storage building! Located in downtown Whitesburg. Pack your things and get into this home ASAP!

Getting Around

18
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

7/10
7/10
Central Middle SchoolGrades 6-89.5 mi
8/10
Central High SchoolGrades 9-1210.0 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1984

Materials

  • Roof: Metal
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Oven/Range (Combo),Stainless Steel Appliance(s)
  • Laundry features: Laundry Closet

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 3

Features

  • Master On Main Level
  • Flooring: Hardwood,Laminate
  • Finished area below ground: 0
  • Finished area above ground: 896

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 896
  • Total interior livable area: 896 sqft

Property

Details

  • Parcel number: W03 0060002

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Porch
  • Fencing: Back Yard

Lot

  • Lot size: 1.09 Acres
  • Features: City Lot

Parking

  • Parking features: Kitchen Level

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Lightning

FEMA Declared Disasters Across Georgia Counties

Flood
Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,005$12,060
Home Insurance *$123$1,476
Property Taxes $104$1,248
Electricity $219$2,637
Total$1,451$17,412
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$49,748/yr
40% on housing$43,530/yr
45% on housing$38,693/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 7.0%
7.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$222This listing

vs Other Active Listings

Avg $/sqft

ZIP 30185$135
Carroll County$151

vs Homes Sold Last Month

Median $/sqft

ZIP 30185$159
Carroll County$157

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-13Price change$198,900
2026-06-15Listed for sale$199,900
2020-09-25Listing removed$125,000
2020-09-25Pending sale$125,000
2020-09-24Sold$125,000
2020-08-04Price change$125,000
2020-08-04Pending sale$119,900
2020-07-31Listed for sale$119,900
2017-05-18Sold$49,000
2017-03-22Pending sale$51,900
2017-01-23Price change$51,900
2016-11-09Listed for sale$59,900
2012-05-11Sold$43,000

For Sale by Agent

AgentDanielle Tackett
BrokerageStateline Realty Co.

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