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104 Streambank Ct, Temple, GA, 30179

4beds
3baths
2,200sqft
$355,000
$161price/sqft
$2,817/moest. monthly cost
$112,680/yrincome needed

About This Home

Nestled on a spacious corner lot in the sought after Deer Creek community, this beautifully updated 4 bedroom, 3 full bath, all electric home offers approximately 2,200 square feet of thoughtfully designed living space. The main level features three bedrooms and two full baths, while the lower level includes an additional bedroom, full bath, and versatile flex room that is ideal for a home office, hobby room, media room, or additional living space. The inviting living room is anchored by a stunning floor to ceiling rock fireplace that extends to the impressive 18 foot vaulted ceiling, creating a warm and dramatic focal point. Outdoors, a peaceful creek meanders through the backyard and is crossed by a charming bridge, creating a picturesque natural setting. A large fenced area and covered patio provide plenty of space for relaxing, entertaining, or simply enjoying the scenery. Recent updates include a new roof, new HVAC system, new refrigerator, new dishwasher, laminate flooring on the lower level, new carpet upstairs, and fresh updates throughout. Conveniently located just minutes from I20 with no HOA and within walking distance of all three schools, this move in ready home offers modern updates, flexible living space, and a one of a kind backyard setting. Sellers are offering $5,000.00 for you to use in any way you see fit!

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
17
BikeSomewhat Bikeable

Schools

5/10
5/10
Temple Middle SchoolGrades 6-80.5 mi
6/10
Temple High SchoolGrades 9-120.5 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2002

Materials

  • Foundation: Block
  • Roof: Composition
  • Construction materials: Block,Concrete,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Water Heater,Ice Maker,Refrigerator
  • Laundry features: Other

Basement

  • Has basement: Yes
  • Basement: Bath Finished,Daylight,Exterior Entry,Finished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Features

  • Double Vanity,High Ceilings,Master On Main Level,Rear Stairs,Soaking Tub,Tray Ceiling(s),Vaulted Ceiling(s)
  • Flooring: Carpet,Tile
  • Number of fireplaces: 1
  • Fireplace features: Other
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,200

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,200
  • Total interior livable area: 2,200 sqft

Property

Details

  • Parcel number: T03 0070163

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 0.69 Acres
  • Features: Cul-De-Sac,Level,Open Lot,Private,Sloped

Parking

  • Parking features: Attached,Garage,Off Street,Parking Pad
  • Has garage: Yes
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Hail
Heat Wave
Inland Flooding
Lightning
Strong Wind

FEMA Declared Disasters Across Georgia Counties

Flood
Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,795$21,540
Home Insurance *$197$2,364
Property Taxes $606$7,272
Electricity $219$2,637
Total$2,817$33,804
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$96,582/yr
40% on housing$84,510/yr
45% on housing$75,120/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 7.0%
7.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$161This listing

vs Other Active Listings

Avg $/sqft

ZIP 30179$134
Carroll County$150

vs Homes Sold Last Month

Median $/sqft

ZIP 30179$172
Carroll County$157

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-04Price change$345,000
2026-06-30Listed for sale$355,000
2025-11-26Listing removed$339,000
2025-07-21Listed for sale$339,000
2025-07-15Listing removed$343,000
2024-07-26Price change$343,000
2024-06-24Listed for sale$349,000
2024-04-24Listing removed--
2024-03-09Listed for sale$339,900
2024-02-08Listing removed$339,900
2023-10-20Listed for sale$339,900
2002-07-09Sold$119,300

For Sale by Agent

AgentJackson Bowen
BrokeragePlatinum Real Estate Solutions

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