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76 W Mill St, Tallapoosa, GA, 30176

2beds
1baths
970sqft
$174,900
$180price/sqft
$1,593/moest. monthly cost
$63,720/yrincome needed

About This Home

Step into the charm of this beautifully maintained 2-bedroom, 1-bath home nestled in the heart of Tallapoosa. Built in 1940, this home showcases stunning original hardwood floors that add warmth and timeless character throughout. Conveniently located near downtown Tallapoosa, shopping, dining, schools, and I-20, you'll enjoy small-town living with easy access to everything you need. Don't miss your chance to own this charming piece of Tallapoosa history!

Getting Around

50
WalkingSomewhat Walkable
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

--
Tallapoosa Primary SchoolGrades PK-21.1 mi
8/10
7/10

Construction

Condition

  • Property condition: Resale
  • Year built: 1940

Materials

  • Roof: Composition
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow/Cottage
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Refrigerator,Washer
  • Laundry features: Common Area

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Other
  • Flooring: Hardwood,Laminate
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 970
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 970
  • Total interior livable area: 970 sqft

Property

Details

  • Parcel number: TA100108
  • Special condition: As Is

Features

  • Levels: One
  • Stories: 1
  • Waterbody name: None

Lot

  • Lot size: 7,405 sqft
  • Features: Level

Parking

  • Total spaces: 1
  • Parking features: Carport
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Strong Wind
Tornado

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $884$10,608
Home Insurance *$126$1,512
Property Taxes $364$4,368
Electricity $219$2,637
Total$1,593$19,116
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$54,617/yr
40% on housing$47,790/yr
45% on housing$42,480/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.3%
7.3%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$180This listing

vs Other Active Listings

Avg $/sqft

ZIP 30176$128
Haralson County$156

vs Homes Sold Last Month

Median $/sqft

ZIP 30176$147
Haralson County$167

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-17Price change$164,900
2026-07-17Listed for sale$174,900

For Sale by Agent

AgentKatie Amos
BrokerageERA Sunrise Realty

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