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414 Twin Mountain Lake Cir, Talking Rock, GA, 30175

1beds
1baths
--sqft
$199,000
--price/sqft
$1,691/moest. monthly cost
$67,640/yrincome needed

About This Home

This beautifully updated home is truly move-in ready new—floors, drywall, cabinets, countertops, and more! Step inside to a fresh, modern layout filled with quality finishes and natural light. The spacious living room flows seamlessly out to a covered front porch, complete with ambient string lighting—perfect for relaxing with coffee or unwinding in the evenings. Need more space? The detached 12x14 guest house opens up endless possibilities! Thoughtfully finished with ac wall unit and its own entry, it's ideal for a home office, creative studio, private guest suite, or hobby haven. Tucked away and surrounded by woods, this peaceful property also features a babbling creek, offering a serene, nature-filled backdrop. All of this, just minutes from Downtown Jasper, Talking Rock, Hwy 575, and local conveniences like grocery stores and dining. This is the perfect blend of charm, comfort, and location—don't miss your chance to call it home! **Back on market due to no fault of the seller**

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

4/10
Jasper Middle SchoolGrades 5-62.5 mi
2/10
7/10

Construction

Condition

  • Property condition: Resale
  • Year built: 2020

Materials

  • Roof: Metal
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: MobileManufactured
  • Architectural style: Ranch
  • Property subType: Residential

Interior

Appliances

  • Appliances included: Refrigerator,Oven,Dishwasher
  • Laundry features: Main Level

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Sheetrock,High Speed Internet
  • Window features: Aluminum Frames
  • Flooring: Vinyl
  • Fireplace features: None

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 030A000002001

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Front Porch
  • Has view: Yes
  • View description: Creek/Stream,Trees/Woods
  • Has water view: Yes
  • Water view: Creek/Stream
  • Frontage type: Road,Branch
  • Topography of land: Level

Lot

  • Lot size: 0.86 Acres

Parking

  • Parking features: Driveway,Gravel
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Strong Wind
Tornado
Hail
Inland Flooding

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,006$12,072
Home Insurance *$98$1,176
Property Taxes $368$4,416
Electricity $219$2,637
Total$1,691$20,292
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$57,977/yr
40% on housing$50,730/yr
45% on housing$45,093/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.4%
6.4%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 30175$224
Pickens County$193

vs Homes Sold Last Month

Median $/sqft

ZIP 30175$191
Pickens County$206

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-26Listed for sale$199,000
2026-02-20Pending sale$199,000
2026-01-05Listed for sale$199,000
2026-01-01Listing removed$199,000
2025-12-18Listed for sale$199,000
2025-12-12Pending sale$199,000
2025-11-12Price change$199,000
2025-07-11Listed for sale$215,000
2025-06-30Pending sale$215,000
2025-06-11Listed for sale$215,000
2019-08-28Sold$8,500
2019-07-02Sold$53,162

For Sale by Agent

AgentChristina Young
BrokerageKeller Williams Elevate

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