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411 Alcovy Rd, Mansfield, GA, 30055

2beds
1baths
800sqft
$389,000
$486price/sqft
$3,130/moest. monthly cost
$125,200/yrincome needed

About This Home

Welcome to Jackson Lake, where you can enjoy incredible sunsets from this beautifully renovated, cozy cottage located on the clear waters of the Alcovy area. The current owners have completed a comprehensive renovation, transforming this charming lake escape into a move-in-ready retreat. The home offers stunning water views from nearly every room, as well as from the spacious deck, stationary dock, and floating dock-perfect for relaxing or entertaining. Also enjoy the newly sodded back yard for throwing the frisbee or playing your favorite game. The updated kitchen features brand-new cabinets, countertops, sink, oven, and refrigerator. Throughout the home, all flooring has been replaced with durable, waterproof plank flooring, and all windows have been upgraded to double-pane insulated windows for enhanced comfort and efficiency. Additional upgrades include a $50k engineered septic system installed in 2023, along with a new metal roof and hot water heater replaced in 2023-2024. With its prime location and high-quality renovations, this property represents one of the best values on Jackson Lake for a small cottage. Don't miss this opportunity to create lasting memories with family and friends in your own lakeside getaway.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Schools

4/10
4/10
Jasper County High SchoolGrades 9-128.3 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1985

Materials

  • Roof: Metal
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow/Cottage
  • Property subType: Single Family Residence,Cabin

Interior

Appliances

  • Appliances included: Convection Oven,Cooktop,Electric Water Heater,Refrigerator
  • Laundry features: None

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Master On Main Level,Walk-In Closet(s)
  • Flooring: Laminate
  • Finished area below ground: 0
  • Finished area above ground: 800

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 800
  • Total interior livable area: 800 sqft

Kitchen

  • Features: Breakfast Area

Property

Details

  • Parcel number: 014B 043

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck,Patio
  • Exterior features: Dock
  • Has view: Yes
  • View description: Lake
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Dock Rights,Floating Dock,Lake Privileges,Seawall,Swim Dock
  • Waterbody name: Jackson Lake
  • Frontage type: Lakefront,Waterfront
  • Frontage length: Waterfront Footage: 67
  • Residential vegetation: Grassed

Lot

  • Lot size: 5,183 sqft
  • Features: Level,Sloped

Parking

  • Total spaces: 6
  • Parking features: Parking Pad
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Drought
Hail
Inland Flooding
Strong Wind
Tornado

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,966$23,592
Home Insurance *$197$2,364
Property Taxes $748$8,976
Electricity $219$2,637
Total$3,130$37,560
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$107,314/yr
40% on housing$93,900/yr
45% on housing$83,466/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.1%
4.1%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -2.8%
-2.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$486This listing

vs Other Active Listings

Avg $/sqft

ZIP 30055$221
Jasper County$172

vs Homes Sold Last Month

Median $/sqft

ZIP 30055$180
Jasper County$174

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-24Listed for sale$389,000
2018-08-10Sold$130,000
2018-06-22Pending sale$135,000
2018-05-28Listed for sale$135,000
2018-01-01Listing removed$137,500
2017-10-26Price change$137,500
2017-08-23Price change$140,000
2017-06-30Price change$145,500
2017-05-16Listed for sale$147,900
2017-05-05Pending sale$147,900
2017-04-13Listed for sale$147,900
2017-03-27Pending sale$147,900
2016-12-30Price change$147,900
2016-11-01Price change$149,900
2016-08-02Price change$157,900
2016-05-31Listed for sale$165,000
2005-05-31Sold$150,000

For Sale by Agent

AgentWally H Cawthon
BrokerageLake Homes Realty LLC

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