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58 S Pine Cove Dr, Lagrange, GA, 30240

5beds
3baths
2,639sqft
$434,000
$164price/sqft
$3,519/moest. monthly cost
$140,760/yrincome needed

About This Home

Escape to lakeside living in this beautiful home featuring its own private dock and the perfect blend of comfort, space, and relaxation. The thoughtfully designed floor plan offers a desirable primary suite on the main level, along with an open living and dining room combination that's ideal for entertaining family and friends. The spacious kitchen provides ample cabinetry, generous counter space, and plenty of room for gathering. The finished basement expands your living space with an additional bedroom and full bath, and abundant storage for all your lake toys and seasonal items. Start your mornings on the charming rocking chair front porch and unwind in the evenings on the screened porch while taking in the peaceful surroundings. Whether you're looking for a full-time residence or the perfect weekend retreat, this lakefront gem offers the ideal setting to enjoy boating, fishing, entertaining, and making lasting memories. LOCATION APPROVED FOR USDA FINANCING.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
8
BikeSomewhat Bikeable

Schools

6/10
7/10
Lagrange High SchoolGrades 9-1210.8 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1980

Materials

  • Roof: Metal
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Country/Rustic
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Oven
  • Laundry features: Mud Room

Basement

  • Has basement: Yes
  • Basement: Bath Finished,Daylight,Finished,Interior Entry

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Dining Room

  • Features: Dining Rm/Living Rm Combo

Features

  • Beamed Ceilings,Master On Main Level,Walk-In Closet(s)
  • Flooring: Hardwood,Vinyl
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 1,030
  • Finished area above ground: 1,609

Heating & Cooling

  • Heating features: Central
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 2,639
  • Total interior livable area: 2,639 sqft

Kitchen

  • Features: Country Kitchen

Property

Details

  • Parcel number: 1002 000047
  • Special condition: Estate Owned,No Disclosure

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck,Porch,Screened
  • Exterior features: Dock
  • Has view: Yes
  • View description: Lake
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Corps of Engineers Control,Dock Rights,Floating Dock,Lake
  • Waterbody name: West Point Lake
  • Residential vegetation: Wooded

Lot

  • Lot size: 0.99 Acres
  • Features: Level,Open Lot,Private

Parking

  • Parking features: Attached,Carport,Detached,Garage,RV/Boat Parking
  • Has garage: Yes
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Tornado

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,194$26,328
Home Insurance *$354$4,248
Property Taxes $715$8,580
Electricity $256$3,076
Total$3,519$42,228
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$120,651/yr
40% on housing$105,570/yr
45% on housing$93,840/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.2%
6.2%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 7.5%
7.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$164This listing

vs Other Active Listings

Avg $/sqft

ZIP 30240$123
Troup County$122

vs Homes Sold Last Month

Median $/sqft

ZIP 30240$154
Troup County$154

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-11Listed for sale$434,000

For Sale by Agent

AgentCaysi J Brooks-Swol
BrokerageGo Realty

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