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404 E McDonough Street, Savannah, GA, 31401

2beds
3baths
2,100sqft
$1,175,000
$560price/sqft
$7,588/moest. monthly cost
$303,520/yrincome needed

About This Home

Situated on the corner of Habersham and McDonough Streets in the heart of Savannah's Historic Landmark District, 404 E. McDonough Street blends timeless architecture with modern luxury in one of the city's most coveted locations. Bathed in natural light, this three-story brick residence features an open floor plan, soaring ceilings, heart pine floors, intricate crown molding, oversized windows, plantation shutters, and off-street parking. Updates include a new roof and freshly painted interior in 2022 and recently installed dual water heaters. The inviting main level is designed with a spacious living area flowing into the dining room and gourmet kitchen. A breakfast bar overlooks the living space, while premium appliances including a 54-inch Sub-Zero refrigerator and a 48-inch SMEG double convection range make the kitchen as functional as it is beautiful. French doors open to a private brick courtyard, creating the perfect setting for outdoor dining or morning coffee. The second floor offers a guest bedroom, full bath, laundry room, and a flex space ideal for a home office or sitting room. The entire third floor is dedicated to the luxurious primary suite, featuring abundant natural light, a generous walk-in closet, office nook, ample storage, and a spa-inspired bath with a jetted soaking tub, Perrin & Rowe fixtures, a rain shower, and double vanities. Whether you're seeking an elegant primary residence, sophisticated second home, or an investment opportunity, this property delivers. It has a proven history as a successful executive rental with strong income potential. Just outside your door, enjoy the very best of Savannah. Walk beneath majestic live oaks to Forsyth Park, dine at award-winning restaurants, browse charming boutiques, and explore the city's iconic squares. Complete with the rare convenience of off-street parking, this exceptional Historic District home offers an unmatched combination of elegance, location, and Savannah lifestyle.

Getting Around

96
WalkingWalker's Paradise
0
TransitVery Limited Transit
89
BikeVery Bikeable

Construction

Condition

  • Year built: 2006

Materials

  • Construction materials: Brick

Type & Style

  • Home type: Townhouse
  • Architectural style: Traditional
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Electric Water Heater
  • Laundry features: Laundry Room,Upper Level

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Common walls with other units/homes: 1 Common Wall

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total interior livable area: 2,100 sqft

Property

Details

  • Parcel number: 2001517025
  • Attached to another structure: Yes
  • Zoning: RIPA
  • Special condition: Standard

Features

  • Has view: Yes
  • View description: Panoramic

Lot

  • Lot size: 902 sqft
  • Features: Historic District

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Hurricane
    HurricaneVery High
  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Earthquake
Inland Flooding
Lightning
Cold Wave
Heat Wave
Ice Storm
Strong Wind
Tornado

FEMA Declared Disasters Across Georgia Counties

Hurricane
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,941$71,292
Home Insurance *$635$7,620
Property Taxes $793$9,516
Electricity $219$2,637
Total$7,588$91,056
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$260,160/yr
40% on housing$227,640/yr
45% on housing$202,346/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.6%
3.6%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$560This listing

vs Other Active Listings

Avg $/sqft

ZIP 31401$366
Chatham County$225

vs Homes Sold Last Month

Median $/sqft

ZIP 31401$321
Chatham County$203

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-27Listed for sale$1,175,000
2025-12-09Listing removed$5,000
2025-09-15Listed for rent$5,000
2024-04-05Listing removed--
2024-03-08Listed for rent$5,000
2023-09-18Listing removed--
2023-07-06Listed for rent$5,000
2023-06-01Listing removed--
2023-05-18Listed for rent$5,000
2022-03-21Sold$770,000
2022-03-05Pending sale$775,000
2022-03-04Contingent$775,000
2022-02-23Listed for sale$775,000
2019-05-25Listing removed$3,200
2019-05-11Listed for rent$3,200
2018-07-06Listing removed$629,000
2018-03-13Pending sale$629,000
2018-03-13Listed for sale$629,000
2017-03-16Sold$581,950
2017-02-12Pending sale$629,000
2017-01-03Price change$629,000
2016-10-24Price change$640,000
2016-09-13Listed for sale$645,000
2015-12-16Listing removed$3,000
2015-12-09Listed for rent$3,000

For Sale by Agent

AgentTiffany Davis
BrokerageBHHS Georgia Properties

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