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935 Whites Lake Blvd, Saluda, NC, 28773

3beds
3baths
3,259sqft
$1,392,500
$427price/sqft
$8,375/moest. monthly cost
$335,000/yrincome needed

About This Home

Discover this stunning custom-built mountain home just minutes from charming Saluda and a short trip to Flat Rock, NC. Nestled among the trees with long-range views to Panther Mountain, it offers remarkable privacy with the comfort of nearby neighbors. Enjoy exceptional main level living and a rare blend of openness and seclusion, with thoughtfully designed spaces to meet every need. The chef’s kitchen is meticulously crafted with custom cabinetry, butler’s pantry, Five Star six-burner gas stove and more. A striking two-sided stone fireplace warms both the great room and dining area, creating year-round ambiance. The primary suite is a tranquil retreat with a private den and fireplace. The library with full bath and a Murphy bed provides that other room on the main floor other homes lack. On the lower-level space for family and guests and a large workshop/studio (semi-finished 623 sq') completes this extraordinary retreat. Enjoy outdoors on sun lit Ipe decks, a screened-in porch, and serene Zen-like gardens.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

6/10
Upward ElementaryGrades PK-52.9 mi
6/10
Flat Rock MiddleGrades 6-82.9 mi
5/10
East Henderson HighGrades 9-123.8 mi

Construction

Condition

  • Year built: 2005

Materials

  • Roof: Metal
  • Construction materials: Hardboard Siding,Stone Veneer

Type & Style

  • Home type: SingleFamily
  • Architectural style: Arts and Crafts
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Bar Fridge,Dishwasher,Disposal,Dryer,Electric Cooktop,Electric Oven,Electric Range,Exhaust Fan,Exhaust Hood,Gas Cooktop,Gas Oven,Gas Range,Microwave,Refrigerator,Washer/Dryer
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Partially Finished,Storage Space,Walk-Out Access,Other

Bedroom S

  • Level: Lower

Bedroom S

  • Level: Lower

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bedrooms: 1

Dining Room

  • Level: Main

Features

  • Open Floorplan,Pantry,Walk-In Closet(s),Walk-In Pantry
  • Door features: French Doors,Pocket Doors
  • Window features: Insulated Windows,Skylight(s)
  • Flooring: Concrete,Wood
  • Fireplace features: Den,Gas Log,Gas Starter,Great Room,See Through,Wood Burning
  • Finished area below ground: 1,019
  • Finished area above ground: 2,240

Flex Space

  • Level: Lower

Great Room

  • Level: Main

Heating & Cooling

  • Heating features: Central,Zoned,Other
  • Cooling features: Electric,Heat Pump,Zoned

Interior Area

  • Total structure area: 2,240
  • Total interior livable area: 3,259 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Library

  • Level: Main

Primary Bedroom

  • Level: Main

Workshop

  • Level: Lower

Property

Details

  • Parcel number: 9596042571
  • Zoning: R3
  • Special condition: Standard
  • Other equipment: Generator Hookup,Surround Sound

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck,Rear Porch,Screened,Side Porch
  • Has view: Yes
  • View description: Mountain(s),Year Round

Lot

  • Lot size: 5.24 Acres

Parking

  • Total spaces: 4
  • Parking features: Circular Driveway,Driveway,Attached Garage,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Landslide
    LandslideRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Ice Storm
Landslide
Lightning
Strong Wind
Drought
Hail
Tornado

FEMA Declared Disasters in Henderson County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,041$84,492
Home Insurance *$463$5,556
Property Taxes $568$6,816
Electricity $303$3,642
Total$8,375$100,500
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$287,142/yr
40% on housing$251,250/yr
45% on housing$223,333/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 5.3%
5.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$427This listing

vs Other Active Listings

Avg $/sqft

ZIP 28773$221
Henderson County$220

vs Homes Sold Last Month

Median $/sqft

ZIP 28773
Henderson County$254

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-30Listed for sale$1,395,000
2025-12-19Listing removed$1,395,000
2025-10-27Price change$1,395,000
2025-09-26Price change$1,435,000
2025-07-07Listed for sale$1,485,000
2004-10-28Sold$26,000

For Sale by Agent

AgentAmmie Weymer
BrokerageHoward Hanna Beverly-Hanks

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