




35 Stone Crest Ct, Flat Rock, NC, 28731
About This Home
Enjoy easy, one-level living in the sought-after Kenmure community. This well-maintained 2BR/2BA cottage offers a functional layout with fresh interior paint and a bright, move-in-ready feel. The spacious great room features vaulted ceilings, hardwood floors, and a cozy fireplace, creating a warm central gathering space. The primary suite includes a sunroom retreat and walk-in closet, while new carpet in both bedrooms adds comfort. A basement workshop with exterior access adds flexibility, while the “crawl space” functions as a walk-in storage area. Outdoor living shines with a refreshed rear deck featuring durable, low-maintenance materials. Ideal as a full-time home, second home, or rental investment, with lawn care included for a carefree lifestyle.
Getting Around
Schools
Construction
Condition
- Year built: 2003
Materials
- Foundation: Crawl Space
- Construction materials: Hardboard Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Microwave,Refrigerator,Washer
- Laundry features: Laundry Closet,Main Level
Bathroom Full
- Level: Main
Bedroom S
- Level: Main
Bedroom S
- Level: Main
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
- Main level bedrooms: 2
Dining Room
- Level: Main
Features
- Fireplace features: Family Room
- Finished area below ground: 0
- Finished area above ground: 1,854
Heating & Cooling
- Heating features: Other
- Cooling features: Central Air
Interior Area
- Total structure area: 1,854
- Total interior livable area: 1,854 sqft
Kitchen
- Level: Main
Living Room
- Level: Main
Primary Bedroom
- Level: Main
Property
Details
- Parcel number: 9576105584
- Zoning: R2R
- Special condition: Standard
Features
- Levels: One
- Stories: 1
Lot
- Lot size: 0.82 Acres
Parking
- Total spaces: 2
- Parking features: Attached Garage,Garage on Main Level
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Ice Storm
- Landslide
- Lightning
- Strong Wind
- Drought
- Hail
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Henderson County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,781 | $33,372 |
| Home Insurance * | $183 | $2,196 |
| Property Taxes | $237 | $2,844 |
| Electricity | $200 | $2,405 |
| Total | $3,401 | $40,812 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-22 | Listed for sale | $550,000 |
| 2025-08-18 | Sold | $500,580 |
| 2025-06-17 | Listed for sale | $545,000 |
| 2025-06-04 | Listing removed | $585,000 |
| 2024-11-21 | Listed for sale | $585,000 |
For Sale by Agent
