See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

25 Central Ave, Granite Falls, NC, 28630

2beds
1baths
1,133sqft
$179,900
$159price/sqft
$1,232/moest. monthly cost
$49,280/yrincome needed

About This Home

Welcome to this charming in-town bungalow bursting with character and timeless appeal! Relax on the inviting covered front porch and step inside to discover beautiful hardwood floors, warm tongue-and-groove walls, and cozy living spaces filled with charm. The thoughtfully designed interior offers the perfect blend of comfort and vintage character, while the bathroom features a classic clawfoot tub. Conveniently located close to shopping and dining this delightful home offers the charm of yesteryear with the convenience of in-town living. Whether you’re looking for a primary residence, weekend getaway, or investment opportunity, this adorable bungalow is sure to impress! An easy drive to the NC Mountains or Hickory!!!

Getting Around

39
WalkingCar-Dependent
0
TransitVery Limited Transit
16
BikeSomewhat Bikeable

Schools

5/10
Granite Falls ElementaryGrades PK-50.8 mi
7/10
Granite Falls MiddleGrades 6-80.4 mi
5/10
South Caldwell HighGrades PK,9-122.0 mi

Construction

Condition

  • Year built: 1945

Materials

  • Foundation: Crawl Space
  • Roof: Composition
  • Construction materials: Shingle/Shake

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Range,Refrigerator,Washer/Dryer
  • Laundry features: In Kitchen

Bathroom Full

  • Level: Main

Bedroom S

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 2

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,133

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Wall Unit(s)

Interior Area

  • Total structure area: 1,133
  • Total interior livable area: 1,133 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: 2775834302
  • Zoning: R-15
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Front Porch

Lot

  • Lot size: 0.31 Acres
  • Features: Cleared,Level,Sloped,Wooded

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Ice Storm
Lightning
Strong Wind
Tornado

FEMA Declared Disasters in Caldwell County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $909$10,908
Home Insurance *$84$1,008
Property Taxes $39$468
Electricity $200$2,405
Total$1,232$14,784
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$42,240/yr
40% on housing$36,960/yr
45% on housing$32,853/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.6%
12.6%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.3%
0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$159This listing

vs Other Active Listings

Avg $/sqft

ZIP 28630$161
Caldwell County$193

vs Homes Sold Last Month

Median $/sqft

ZIP 28630$192
Caldwell County$173

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-05Price change$174,900
2026-06-18Listed for sale$179,900
2006-11-20Sold$25,000

For Sale by Agent

AgentMarianna Geyer
Brokerage828 Real Estate Services

Similar Homes