




1082 Maple St, Granite Falls, NC, 28630
About This Home
Updated brick ranch with full basement on dead end street. Beautiful hardwood floors in large open flowing living area. The bedrooms are serviced by a hall bath. Guests are serviced by a half bath. One bedroom has been converted to a laundry but could be converted back to a traditional bedroom. The full basement has some finished areas, a full kitchen and a second laundry room and partitioned rooms in addition to workshop areas. The potential is endless for further expansion. The yard is completely fenced for pets safety. The back yard is also fenced and has a large salt water pool. The pool area has a gazebo and features a cleaning system for the pool. The side yard features the double detached carport. The HVAC is only 3 years old among other updates. The location is near major road access, schools, grocery stores and shopping.
Getting Around
Schools
Construction
Condition
- Year built: 1973
Materials
- Roof: Metal
- Construction materials: Brick Full
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Electric Range,Refrigerator
- Laundry features: In Basement,Inside,Laundry Room
Basement
- Has basement: Yes
- Basement: Basement Shop,Exterior Entry,Full,Interior Entry,Partially Finished,Storage Space,Walk-Out Access
Bathroom Half
- Level: Basement
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
- Main level bedrooms: 3
Features
- Finished area below ground: 0
- Finished area above ground: 1,123
Heating & Cooling
- Heating features: Central,Electric
- Cooling features: Central Air,Electric
Interior Area
- Total structure area: 1,123
- Total interior livable area: 1,123 sqft
Primary Bedroom
- Level: Main
Property
Details
- Parcel number: 1128146
- Zoning: RA20
- Special condition: Standard
Features
- Levels: One
- Stories: 1
- Pool features: Fenced,In Ground,Salt Water
- Patio & porch: Deck
- Fencing: Back Yard,Chain Link,Fenced,Front Yard,Full
Lot
- Lot size: 0.68 Acres
- Features: Cleared
Parking
- Total spaces: 3
- Parking features: Attached Carport,Detached Carport,Driveway
- Covered spaces: 3
- Has uncovered spaces: Yes
- Carport: Yes
- Carport spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Ice Storm
- Lightning
- Strong Wind
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Caldwell County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,465 | $17,580 |
| Home Insurance * | $136 | $1,632 |
| Property Taxes | $164 | $1,968 |
| Electricity | $200 | $2,405 |
| Total | $1,965 | $23,580 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-22 | Listed for sale | $289,900 |
