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8340 Highway 90, Collettsville, NC, 28611

2beds
1baths
668sqft
$199,900
$299price/sqft
$1,364/moest. monthly cost
$54,560/yrincome needed

About This Home

Escape the hustle and embrace the peaceful lifestyle you've been dreaming of in this charming fully furnished 2-bedroom, 1-bath rustic cabin. Surrounded by the beauty of nature, this inviting retreat offers the perfect blend of simplicity, comfort, and country living—all ready for you to move in and start enjoying from day one. Step inside to a warm and welcoming interior filled with rustic charm and comfortable furnishings that complement the cabin's natural setting. Relax with a cup of coffee on the screened-in porch, where you can take in the peaceful surroundings year-round. Whether you're unwinding after a day outdoors or enjoying a quiet evening, this home is designed for comfort and making lasting memories. Outside, you'll find a small area for horses, perfect for those who want to keep their horses close to home while enjoying the peaceful countryside. Surrounded by fresh air, open skies, and natural beauty, this property offers the ideal setting to reconnect with nature and enjoy a slower pace of life. Outdoor enthusiasts will appreciate being just minutes from excellent fishing and hunting opportunities, making this cabin the perfect basecamp for your next adventure. Whether you're looking for a primary residence, a vacation getaway, or an investment opportunity, this fully furnished cabin offers a rare chance to own a peaceful retreat where comfort and the outdoors come together. Bring your clothes, settle in, and start enjoying the simple beauty of cabin living from the moment you arrive.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

6/10
Collettsville SchoolGrades PK-86.5 mi
2/10
West Caldwell HighGrades 9-1211.8 mi

Construction

Condition

  • Year built: 1987

Materials

  • Foundation: Crawl Space
  • Roof: Fiberglass
  • Construction materials: Wood

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Washer/Dryer
  • Laundry features: Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 2

Features

  • Fireplace features: Wood Burning
  • Finished area below ground: 0
  • Finished area above ground: 668

Heating & Cooling

  • Heating features: Wall Furnace
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 668
  • Total interior livable area: 668 sqft

Living Room

  • Level: Main

Property

Details

  • Parcel number: 135W1135
  • Zoning: RA-20
  • Special condition: Standard
  • Exclusions: Butcher block table,White table white chairs,records,record player
  • Horse amenities: Other - See Remarks

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Screened,Side Porch
  • Waterfront features: None

Lot

  • Lot size: 0.78 Acres
  • Lot size dimensions: 232 x 157 x 231 x 125

Parking

  • Total spaces: 1
  • Parking features: Detached Garage,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Landslide
    LandslideModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Lightning
Strong Wind
Cold Wave
Landslide
Tornado
Winter Weather

FEMA Declared Disasters in Caldwell County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,010$12,120
Home Insurance *$43$516
Property Taxes $111$1,332
Electricity $200$2,405
Total$1,364$16,368
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$46,765/yr
40% on housing$40,920/yr
45% on housing$36,373/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.6%
12.6%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.3%
0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$299This listing

vs Other Active Listings

Avg $/sqft

ZIP 28611$81
Caldwell County$193

vs Homes Sold Last Month

Median $/sqft

ZIP 28611$344
Caldwell County$173

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-14Price change$180,000
2026-06-26Listed for sale$199,900
2002-08-01Sold$67,500

For Sale by Agent

AgentStacy Sullivan
BrokerageRE/MAX Crossroads

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