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2566 Andrews Cir, Lenoir, NC, 28645

2beds
2baths
1,320sqft
$250,000
$189price/sqft
$1,711/moest. monthly cost
$68,440/yrincome needed

About This Home

Fantastic deal for this updated home on a 1.70-acre lot! This home features 2 bedrooms, 2 full baths, and an office. You will love the spacious living room and open-concept dining and kitchen. The home offers easy maintenance with LVP and tile throughout. Updates to the home include replacement windows, ducts, a vapor barrier, and new 200-amp electrical service. Both bedrooms are spacious with good closet size, and the primary offers a private full bath. Outside, find a large pole shed for an RV, a partially fenced backyard, level land, a stream at the back, and a large covered backyard deck. Plentiful parking with a detached 680 sq ft garage with power. City sewer is available; currently on septic. Seller would consider a roof allowance depending on offer.

Getting Around

17
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

6/10
Whitnel ElementaryGrades PK-52.2 mi
5/10
Gamewell MiddleGrades 6-83.5 mi
2/10
West Caldwell HighGrades 9-123.5 mi

Construction

Condition

  • Year built: 1920

Materials

  • Foundation: Crawl Space
  • Construction materials: Vinyl,Wood

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Exhaust Fan,Microwave,Refrigerator
  • Laundry features: Inside,Laundry Closet

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Main

Bedroom S

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 2

Dining Area

  • Level: Main

Features

  • Walk-In Closet(s),Other - See Remarks
  • Window features: Window Treatments
  • Flooring: Tile,Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 1,320

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 1,320
  • Total interior livable area: 1,320 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Office

  • Level: Main

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: 2747882115
  • Zoning: R-20
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Deck
  • Fencing: Back Yard,Chain Link

Lot

  • Lot size: 1.70 Acres
  • Features: Cleared,Level

Parking

  • Total spaces: 2
  • Parking features: Driveway,Detached Garage,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Lightning
Strong Wind
Cold Wave
Earthquake
Tornado
Winter Weather

FEMA Declared Disasters in Caldwell County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,264$15,168
Home Insurance *$105$1,260
Property Taxes $142$1,704
Electricity $200$2,405
Total$1,711$20,532
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$58,662/yr
40% on housing$51,330/yr
45% on housing$45,626/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.6%
12.6%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.3%
0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$189This listing

vs Other Active Listings

Avg $/sqft

ZIP 28645$171
Caldwell County$193

vs Homes Sold Last Month

Median $/sqft

ZIP 28645$161
Caldwell County$173

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-09Price change$250,000
2026-04-18Listed for sale$255,000
2005-06-13Sold$66,000

For Sale by Agent

AgentChristie Leonard
BrokerageWNC Real Estate at Lake James

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