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414 Stonecroft Dr SE, Lenoir, NC, 28645

4beds
3baths
2,823sqft
$629,900
$223price/sqft
$3,953/moest. monthly cost
$158,120/yrincome needed

About This Home

Nestled atop a private, tree-lined lot in the highly sought-after Stonecroft neighborhood, this timeless contemporary home blends distinctive architecture with comfortable everyday living, offering the character of classic contemporary design with spaces thoughtfully created for gathering, relaxing, and making memories. Step through the foyer and immediately appreciate the home’s open, intentional layout. The dining area flows seamlessly into a spacious living room anchored by a dramatic floor-to-ceiling stone fireplace with a built-in wood niche adding timeless character while creating a stunning focal point that invites conversation and connection. The kitchen is where this home truly comes to life. Beautifully updated with contemporary cabinetry, quartzite countertops, and an inviting breakfast area, designed for both everyday living and effortless entertaining. Just beyond, you’ll discover what may become your favorite space. The custom timber-frame screened porch is a true showpiece, showcasing exposed wood beams, exceptional craftsmanship, and peaceful views of the private backyard. Whether you’re enjoying your first cup of coffee, listening to a summer rain, or gathering with friends on a cool Carolina evening, this space was designed to be lived in. More than a porch, it’s a seamless extension of the home itself. The main-level primary suite offers a private retreat with its own en-suite bath and primary suite lounge area while a second bedroom and full bathroom on the main floor provide flexibility for guests, multigenerational living, or the convenience of one-level living. A spacious two-car garage with generous storage completes the main level. Upstairs, you’ll find two additional bedrooms, a full bathroom, and a well-lit flex-room that’s perfect for a home office. The full basement is ready for your vision, already plumbed for a future bathroom and offering exceptional potential for expanded living space. The main area features a large stone fireplace, a workshop and space for organized storage. A dedicated hobby room with an entire wall of built-in cabinetry with plenty of counter space provides the perfect setting for crafts, woodworking or hobbies. Step outside and discover a backyard designed for both relaxation and entertaining. Mature trees create a peaceful, shaded setting where a beautiful outdoor terrace serves as the centerpiece of a private gathering area. Book your showings, this one won't last!

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Schools

5/10
Lower Creek ElementaryGrades PK-50.8 mi
8/10
William Lenoir MiddleGrades 6-81.0 mi
4/10
Hibriten HighGrades PK,9-121.1 mi

Construction

Condition

  • Year built: 1988

Materials

  • Construction materials: Stone,Wood

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Down Draft,Dryer,Electric Range,Electric Water Heater,Freezer,Refrigerator,Washer
  • Laundry features: In Kitchen

Basement

  • Has basement: Yes
  • Basement: Daylight,Interior Entry,Walk-Out Access

Bathroom Full

  • Level: Main
  • Area: 45.85
  • Dimensions: 9' 2" X 5' 0"

Bathroom Full

  • Level: Main
  • Area: 40.9664
  • Dimensions: 6' 11" X 5' 11"

Bathroom Full

  • Level: Upper
  • Area: 66.5136
  • Dimensions: 11' 11" X 5' 7"

Bedroom S

  • Level: Main
  • Area: 185.28
  • Dimensions: 11' 7" X 16' 0"

Bedroom S

  • Level: Upper
  • Area: 229.7736
  • Dimensions: 13' 7" X 16' 11"

Bedroom S

  • Level: Upper
  • Area: 474.375
  • Dimensions: 28' 9" X 16' 6"

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bedrooms: 2

Breakfast

  • Level: Main
  • Area: 108.64
  • Dimensions: 13' 7" X 8' 0"

Features

  • Fireplace features: Living Room,Propane
  • Finished area below ground: 0
  • Finished area above ground: 2,823

Flex Space

  • Level: Upper
  • Area: 145.875
  • Dimensions: 11' 8" X 12' 6"

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,823
  • Total interior livable area: 2,823 sqft

Kitchen

  • Level: Main
  • Area: 218.6064
  • Dimensions: 16' 11" X 12' 11"

Living Room

  • Level: Main
  • Area: 521.795
  • Dimensions: 26' 5" X 19' 9"

Office

  • Level: Main
  • Area: 81.9
  • Dimensions: 10' 11" X 7' 6"

Primary Bedroom

  • Level: Main
  • Area: 248.7
  • Dimensions: 16' 7" X 15' 0"

Property

Details

  • Parcel number: 09 53 1 16
  • Zoning: R-15
  • Special condition: Standard
  • Exclusions: Sculpture Front of Home

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Rear Porch

Lot

  • Lot size: 1.10 Acres

Parking

  • Total spaces: 2
  • Parking features: Attached Garage,Garage Faces Side,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Lightning
Strong Wind
Cold Wave
Tornado
Winter Weather

FEMA Declared Disasters in Caldwell County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,185$38,220
Home Insurance *$264$3,168
Property Taxes $242$2,904
Electricity $262$3,155
Total$3,953$47,436
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$135,531/yr
40% on housing$118,590/yr
45% on housing$105,413/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.6%
12.6%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.3%
0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$223This listing

vs Other Active Listings

Avg $/sqft

ZIP 28645$169
Caldwell County$192

vs Homes Sold Last Month

Median $/sqft

ZIP 28645$161
Caldwell County$173

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-12Listed for sale$629,900

For Sale by Agent

AgentSasha Oachs
BrokerageHarper Realty

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