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2381 Boardwalk Ct, Lenoir, NC, 28645

2beds
1baths
1,005sqft
$274,500
$273price/sqft
$1,859/moest. monthly cost
$74,360/yrincome needed

About This Home

Well maintained split foyer in the Gamewell area of Caldwell County. Main level features open floor plan with beautiful new flooring. Den offers gas log fireplace. Kitchen features electric range, microwave, dishwasher & refrigerator. Both bedrooms also have new flooring. Bathroom features tub/shower combo and tile floor. Basement offers bonus room that was used as a bedroom, but ceiling is just under 7ft. Septic permit is for 3 bedrooms, and current owner was using this room as a 3rd bedroom. That room is finished and heated. Large 24x30 metal garage has its own power meter and features a 9,000-pound hydraulic (Rotary Lift) ideal for the car enthusiast plus a woodstove to keep your workshop/garage warm. More recent updates include a new back deck overlooking the yard, new rear storm door, mostly new interior paint, 6-month-old side by side refrigerator, some new lighting and more. Move in ready and waiting for a new owner. In 35 minutes, you can commute to Lenoir, Morganton, Valdese, Blowing Rock, Hickory and many area events.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
10
BikeSomewhat Bikeable

Schools

1/10
Gamewell ElementaryGrades PK-52.3 mi
5/10
Gamewell MiddleGrades 6-82.6 mi
2/10
West Caldwell HighGrades 9-123.2 mi

Construction

Condition

  • Year built: 1996

Materials

  • Roof: Composition
  • Construction materials: Stone Veneer,Vinyl,Wood

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Microwave,Refrigerator
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Basement Garage Door,Partially Finished,Storage Space

Bathroom Full

  • Level: Main

Bedroom S

  • Level: Main

Bedroom S

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 2

Bonus Room

  • Level: Basement

Den

  • Level: Main

Dining Area

  • Level: Main

Features

  • Fireplace features: Den,Gas Log,Propane
  • Finished area below ground: 0
  • Finished area above ground: 1,005

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Ceiling Fan(s),Heat Pump

Interior Area

  • Total structure area: 1,005
  • Total interior livable area: 1,005 sqft

Kitchen

  • Level: Main

Property

Details

  • Parcel number: 06128 1 32
  • Zoning: RA-20
  • Special condition: Standard

Features

  • Levels: Multi/Split

Lot

  • Lot size: 0.45 Acres

Parking

  • Parking features: Basement,Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Ice Storm
Lightning
Strong Wind

FEMA Declared Disasters in Caldwell County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,388$16,656
Home Insurance *$115$1,380
Property Taxes $156$1,872
Electricity $200$2,405
Total$1,859$22,308
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$63,737/yr
40% on housing$55,770/yr
45% on housing$49,573/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.6%
12.6%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.3%
0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$273This listing

vs Other Active Listings

Avg $/sqft

ZIP 28645$171
Caldwell County$193

vs Homes Sold Last Month

Median $/sqft

ZIP 28645$161
Caldwell County$173

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-06Listed for sale$274,500
2008-06-30Sold$89,000

For Sale by Agent

AgentMitch Miller
BrokerageBaker Realty

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