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4455 Celia Creek Rd, Lenoir, NC, 28645

3beds
1baths
1,238sqft
$74,900
$61price/sqft
$649/moest. monthly cost
$25,960/yrincome needed

About This Home

Investor opportunity in Caldwell County! This 3-bedroom, 1-bath home offers approximately 1,238 sq ft situated on over half an acre. Property is being sold as-is and priced accordingly. Significant repairs needed—tree damage present on roof. Ideal for experienced investors or renovation projects. Great potential for value-add with the right vision. Cash offers only. Don’t miss this opportunity!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
15
BikeSomewhat Bikeable

Schools

1/10
Gamewell ElementaryGrades PK-52.4 mi
5/10
Gamewell MiddleGrades 6-82.4 mi
2/10
West Caldwell HighGrades 9-123.1 mi

Construction

Condition

  • Year built: 1947

Materials

  • Foundation: Crawl Space
  • Construction materials: Vinyl

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: None
  • Laundry features: None

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 3

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,238

Heating

  • Heating features: None

Interior Area

  • Total structure area: 1,238
  • Total interior livable area: 1,238 sqft

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: 06262212
  • Zoning: RUR HMST
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 0.53 Acres

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Landslide
    LandslideModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Lightning
Strong Wind
Cold Wave
Landslide
Tornado
Winter Weather

FEMA Declared Disasters in Caldwell County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $378$4,536
Home Insurance *$31$372
Property Taxes $40$480
Electricity $200$2,405
Total$649$7,788
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$22,251/yr
40% on housing$19,470/yr
45% on housing$17,306/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.6%
12.6%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.3%
0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$61This listing

vs Other Active Listings

Avg $/sqft

ZIP 28645$172
Caldwell County$194

vs Homes Sold Last Month

Median $/sqft

ZIP 28645$161
Caldwell County$173

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-12Price change$74,900
2026-04-01Price change$79,000
2026-03-25Listed for sale$82,500
2011-03-24Sold$84,000
2010-12-18Listed for sale$84,900
2010-06-27Listing removed$24,900
2010-05-10Listed for sale$24,900
2010-04-12Sold$79,955
2010-04-02Listed for sale$29,900

For Sale by Agent

AgentCynthia Hegler
BrokerageSouthern Home Group Realty LLC

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