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138 Whispering Pines Dr, Hudson, NC, 28638

4beds
3baths
4,093sqft
$574,900
$140price/sqft
$3,812/moest. monthly cost
$152,480/yrincome needed

About This Home

Welcome to 138 Whispering Pines Drive in Hudson, NC—a beautifully renovated all-brick home offering over 4,000 square feet of versatile living space, exceptional entertaining areas, and a layout perfectly suited for today's lifestyle needs. Situated on a spacious corner lot in the established Whispering Pines subdivision, this 4-bedroom, 3-bathroom residence combines timeless construction with extensive updates and the flexibility to accommodate a variety of living arrangements. Step inside from the covered front porch into the welcoming foyer and discover a thoughtfully designed main level featuring a split-bedroom floor plan, multiple gathering spaces, and comfortable everyday living. The main floor offers a spacious living room, dining area, kitchen with breakfast bar, family room, primary suite, two additional bedrooms, and two full bathrooms. Walk-in closets provide ample storage, while the home's functional layout offers both privacy and convenience. The fully finished basement dramatically expands the living space and presents outstanding flexibility. Complete with a second kitchen, fourth bedroom, full bathroom, laundry area, recreation room, and additional flex space, the lower level provides endless possibilities for guests, extended stays, hobbies, home offices, entertainment, or multi-generational living arrangements. Outdoor living is equally impressive. The backyard is highlighted by a 20x40 in-ground swimming pool featuring a new pump and motor installed in 2026, creating the perfect setting for summer gatherings and relaxation. The covered back deck overlooks the outdoor living area and provides an ideal place to enjoy morning coffee or evening meals. A gas hookup for an outdoor grill further enhances the entertaining potential. Comfort and efficiency are supported by a dual-fuel HVAC system that automatically switches to gas heat when temperatures drop below 34 degrees. The main level features a wood-burning fireplace with an available gas hookup, while the basement recreation area includes a gas log fireplace for additional warmth and ambiance. Additional highlights include an attached side-entry two-car garage, all-brick exterior construction, mature neighborhood setting, corner lot location, abundant living space, and extensive 2026 renovations throughout the home. Conveniently located near Hudson, Lenoir, Granite Falls, and Hickory, this move-in ready property offers the rare combination of size, flexibility, outdoor amenities, and modern updates. Whether you're seeking room to grow, space to entertain, or a home designed to accommodate changing lifestyle needs, 138 Whispering Pines Drive delivers exceptional value and endless possibilities.

Getting Around

17
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

8/10
Hudson ElementaryGrades PK-51.0 mi
3/10
Hudson MiddleGrades 6-81.2 mi
5/10
South Caldwell HighGrades PK,9-123.5 mi

Construction

Condition

  • Year built: 1969

Materials

  • Construction materials: Brick Full

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Oven,Gas Cooktop,Gas Range,Gas Water Heater,Ice Maker,Microwave,Refrigerator,Refrigerator with Ice Maker,Self Cleaning Oven
  • Laundry features: In Basement,Inside,Laundry Room

Basement

  • Has basement: Yes
  • Basement: Finished

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Basement

Bedroom S

  • Level: Main

Bedroom S

  • Level: Main

Bedroom S

  • Level: Basement

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bedrooms: 3

Dining Area

  • Level: Main

Family Room

  • Level: Main

Features

  • Breakfast Bar,Kitchen Island,Pantry,Walk-In Closet(s)
  • Door features: French Doors
  • Flooring: Carpet,Tile,Vinyl,Wood
  • Fireplace features: Family Room,Recreation Room
  • Finished area below ground: 1,609
  • Finished area above ground: 2,484

Flex Space

  • Level: Basement

Heating & Cooling

  • Heating features: Central,Electric,Forced Air,Heat Pump
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 2,484
  • Total interior livable area: 4,093 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Basement

Living Room

  • Level: Main

Other

  • Level: Basement

Primary Bedroom

  • Level: Main

Recreation Room

  • Level: Basement

Property

Details

  • Parcel number: 03 54 1 56
  • Zoning: R-15
  • Special condition: Standard

Features

  • Levels: Multi/Split
  • Pool features: Fenced,In Ground
  • Patio & porch: Covered,Deck,Front Porch
  • Fencing: Partial

Lot

  • Lot size: 0.66 Acres
  • Features: Corner Lot

Parking

  • Total spaces: 2
  • Parking features: Driveway,Attached Garage,Garage Door Opener,Garage Faces Side
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Ice Storm
Lightning
Strong Wind
Inland Flooding
Tornado

FEMA Declared Disasters in Caldwell County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,907$34,884
Home Insurance *$215$2,580
Property Taxes $309$3,708
Electricity $381$4,574
Total$3,812$45,744
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$130,697/yr
40% on housing$114,360/yr
45% on housing$101,653/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.6%
12.6%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.3%
0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$140This listing

vs Other Active Listings

Avg $/sqft

ZIP 28638$145
Caldwell County$193

vs Homes Sold Last Month

Median $/sqft

ZIP 28638$155
Caldwell County$173

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-04Listed for sale$574,900

For Sale by Agent

AgentGarrett Osborne
BrokerageOsborne Real Estate Group LLC

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