4852 Midway Sand Rd, Hickory, NC, 28601
About This Home
Lake life is what it's all about at 4852 Midway Sand Rd. Wake up to beautiful lake views, enjoy direct waterfront access, and experience the freedom of no HOA in this beautifully renovated home that's perfectly suited as a primary residence, vacation getaway, or income-producing investment. Currently operating as a successful short-term rental, this versatile property offers the flexibility to rent both the main and lower levels or live comfortably on one level while generating income from the other. With 5 bedrooms (3 on the main level), 2 full bathrooms (one on each level), 2,174 heated square feet, and 0.89 waterfront acres, there's plenty of space for family, guests, and entertaining. The current owners have thoughtfully transformed this home into a true lake retreat with numerous upgrades, including updated HVAC systems, replacement windows, new supply plumbing, a 5-bedroom septic system, on-demand water heater, separate laundry areas on each level, a concrete pathway to the water, and a fixed dock. Whether you're looking for your next home, a weekend escape, or a turnkey investment opportunity, this property offers the perfect combination of lakefront living, modern updates, and exceptional rental potential. Don't miss your chance to own your own slice of paradise on the lake!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1962
Materials
- Roof: Metal
- Construction materials: Brick Partial,Stone
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Electric Oven,Electric Range,Refrigerator,Tankless Water Heater,Washer/Dryer
- Laundry features: Utility Room,Inside,Laundry Closet,Lower Level,Main Level
Basement
- Has basement: Yes
- Basement: Daylight,Exterior Entry,Finished,Full,Interior Entry,Walk-Out Access,Walk-Up Access
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 2
- Full bathrooms: 2
- Main level bedrooms: 3
Features
- Door features: Insulated Door(s)
- Window features: Insulated Windows
- Flooring: Vinyl
- Finished area below ground: 1,054
- Finished area above ground: 1,120
Heating & Cooling
- Heating features: Ductless,Heat Pump
- Cooling features: Ductless,Heat Pump
Interior Area
- Total structure area: 1,120
- Total interior livable area: 2,174 sqft
Primary Bedroom
- Level: Main
Property
Details
- Parcel number: 08 71 1 17
- Zoning: County R20
- Special condition: Standard
Features
- Levels: One
- Stories: 1
- Patio & porch: Patio
- Has view: Yes
- View description: Water
- Has water view: Yes
- Water view: Water
- On waterfront: Yes
- Waterfront features: Covered structure,Dock,Waterfront
- Waterbody name: Lake Hickory
Lot
- Lot size: 0.89 Acres
- Features: Sloped,Views
Parking
- Total spaces: 2
- Parking features: Attached Carport,Driveway
- Covered spaces: 2
- Has uncovered spaces: Yes
- Carport: Yes
- Carport spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Ice Storm
- Lightning
- Strong Wind
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Caldwell County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,665 | $43,980 |
| Home Insurance * | $262 | $3,144 |
| Property Taxes | $391 | $4,692 |
| Electricity | $202 | $2,429 |
| Total | $4,520 | $54,240 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-14 | Price change | $699,900 |
| 2026-07-20 | Listed for sale | $725,000 |
| 2024-05-31 | Sold | $419,000 |
| 2024-04-24 | Pending sale | $425,000 |
| 2024-04-19 | Listed for sale | $425,000 |
| 2024-04-13 | Listing removed | -- |
| 2023-11-17 | Listed for sale | $425,000 |
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