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819 Chesterfield Cir SW, Lenoir, NC, 28645

5beds
5baths
5,614sqft
$595,000
$106price/sqft
$4,007/moest. monthly cost
$160,280/yrincome needed

About This Home

5 bedroom, 4 and a half bath meticulously maintained home . Tucked among mature trees on a spacious 2 plus acre lot, this inviting home blends privacy, charm, and everyday functionality. The welcoming exterior features a classic combination of brick and siding, a covered front porch, with ample driveway space. Inside, you’ll find warm hardwood floors and abundant natural light throughout. The dining area is a standout, offering large windows with serene backyard views, built-in cabinetry, and an easy flow for entertaining. The kitchen and living spaces connect seamlessly, creating a comfortable setting for both daily living and gatherings. Double oven , quartz countertops make entertaining easy. The primary bedroom and bathroom is generously oversized and well-appointed with dual vanities, modern vessel sinks, and plenty of storage. Thoughtful updates and neutral tones provide a clean, move-in-ready feel while still leaving room for your personal touch. Step outside to enjoy a peaceful, wooded backdrop—perfect for relaxing, gardening, or hosting outdoors. With its blend of character, space, and setting, this home offers a rare opportunity for quiet living without sacrificing convenience.

Getting Around

19
WalkingCar-Dependent
0
TransitVery Limited Transit
2
BikeSomewhat Bikeable

Schools

7/10
8/10
William Lenoir MiddleGrades 6-82.7 mi
4/10
Hibriten HighGrades 9-122.9 mi

Construction

Condition

  • Year built: 1969

Materials

  • Construction materials: Brick Partial,Vinyl

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Cooktop,Electric Oven,Refrigerator
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Interior Entry,Partially Finished,Walk-Out Access

Bathroom Full

  • Level: Upper

Bathroom Full

  • Level: Upper

Bathroom Full

  • Level: Upper

Bathroom Full

  • Level: Main

Bathroom Half

  • Level: Main

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Basement

Bedroom S

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Level: Main

Family Room

  • Level: Main

Features

  • Flooring: Carpet,Wood
  • Fireplace features: Gas
  • Finished area below ground: 1,662
  • Finished area above ground: 3,952

Heating & Cooling

  • Heating features: Forced Air,Heat Pump,Natural Gas
  • Cooling features: Central Air,Heat Pump

Interior Area

  • Total structure area: 3,952
  • Total interior livable area: 5,614 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Primary Bedroom

  • Level: Upper

Recreation Room

  • Level: Basement

Property

Details

  • Parcel number: 067142
  • Zoning: R-15
  • Special condition: Standard

Features

  • Levels: One and One Half
  • Stories: 1

Lot

  • Lot size: 2.42 Acres

Parking

  • Total spaces: 5
  • Parking features: Driveway,Attached Garage,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 5
  • Covered spaces: 5
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Lightning
Strong Wind
Tornado

FEMA Declared Disasters in Caldwell County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,008$36,096
Home Insurance *$250$3,000
Property Taxes $227$2,724
Electricity $522$6,274
Total$4,007$48,084
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$137,382/yr
40% on housing$120,210/yr
45% on housing$106,853/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.6%
12.6%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.3%
0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$106This listing

vs Other Active Listings

Avg $/sqft

ZIP 28645$171
Caldwell County$193

vs Homes Sold Last Month

Median $/sqft

ZIP 28645$161
Caldwell County$173

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-05Listed for sale$595,000
2020-08-13Listing removed$349,900
2020-07-24Pending sale$349,900
2020-07-21Listed for sale$349,900
2019-10-14Sold$290,000

For Sale by Agent

AgentNikki Hamby
BrokerageRealty One Group Revolution

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