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6 Woodland Cir, Granite Falls, NC, 28630

4beds
4baths
2,903sqft
$490,000
$169price/sqft
$3,178/moest. monthly cost
$127,120/yrincome needed

About This Home

MOTIVATED SELLERS! BRING OFFERS!!! Private Waterfront Living in Granada Farms! Nestled in a sought-after golf course community, this 4BR/4BA home offers a rare combination of privacy, nature, and versatile living space. From the moment you step inside, you’re welcomed by a bright foyer leading to a spacious living room with a classic brick fireplace and new French doors opening to an upper deck—perfect for relaxing and taking in peaceful water views. The kitchen features abundant cabinetry, an island, breakfast bar, pantry, and select updated appliances, while the main level also offers a flexible dining room or office. Upstairs, you’ll find four bedrooms, including a spacious primary suite with dual full baths. The fully finished basement is a standout—remodeled into a theater space and pre-wired for 7.1 surround sound—plus a half bath and workshop area with exterior access. Step outside to beautifully landscaped grounds leading to your private 5x5 dock, ideal for fishing, kayaking, and enjoying the quiet waterfront setting on Gunpowder Creek Lake (no main channel access). Nature lovers will appreciate the abundant wildlife, best enjoyed from the large bay window or deck—frequent visitors include deer, birds, and even a few “local favorites.” Additional features include two attic spaces (home and garage), yard equipment storage, and included materials for future basement finishing. A peaceful retreat that still keeps you close to everything—don’t miss this unique waterfront opportunity!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

4/10
Granite Falls ElementaryGrades PK-51.5 mi
7/10
Granite Falls MiddleGrades 6-81.7 mi
4/10
South Caldwell HighGrades PK,9-122.8 mi

Construction

Condition

  • Year built: 1988

Materials

  • Construction materials: Block,Vinyl,Wood

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Oven,Electric Range,Electric Water Heater,Refrigerator
  • Laundry features: Electric Dryer Hookup,Laundry Room,Main Level,Washer Hookup

Bar Entertainment

  • Level: Basement
  • Area: 74.39
  • Dimensions: 10' 9" X 6' 11"

Basement

  • Has basement: Yes
  • Basement: Basement Shop,Exterior Entry,Finished,Full,Interior Entry,Walk-Out Access,Walk-Up Access

Bathroom Full

  • Level: Upper
  • Area: 36.36
  • Dimensions: 4' 6" X 8' 1"

Bathroom Full

  • Level: Upper
  • Area: 63.7875
  • Dimensions: 11' 3" X 5' 8"

Bathroom Half

  • Level: Main
  • Area: 25.3536
  • Dimensions: 4' 2" X 6' 1"

Bathroom Half

  • Level: Basement
  • Area: 37.5
  • Dimensions: 6' 0" X 6' 3"

Bedroom S

  • Level: Upper
  • Area: 115.5625
  • Dimensions: 10' 9" X 10' 9"

Bedroom S

  • Level: Upper
  • Area: 151.4664
  • Dimensions: 13' 1" X 11' 7"

Bedroom S

  • Level: Upper
  • Area: 137.34
  • Dimensions: 13' 1" X 10' 6"

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 2
  • 1/2 bathrooms: 2

Breakfast

  • Level: Main
  • Area: 105.0389
  • Dimensions: 7' 4" X 14' 4"

Dining Room

  • Level: Main
  • Area: 102.2186
  • Dimensions: 10' 8" X 9' 7"

Features

  • Breakfast Bar,Pantry,Walk-In Closet(s),Walk-In Pantry,Wet Bar
  • Flooring: Carpet,Linoleum,Wood
  • Attic: Pull Down Stairs
  • Finished area below ground: 0
  • Finished area above ground: 2,903

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 2,903
  • Total interior livable area: 2,903 sqft

Kitchen

  • Level: Main
  • Area: 167.91
  • Dimensions: 11' 7" X 14' 6"

Laundry

  • Level: Main
  • Area: 80.46
  • Dimensions: 11' 11" X 6' 9"

Living Room

  • Level: Main
  • Area: 405.57
  • Dimensions: 16' 6" X 24' 7"

Primary Bedroom

  • Level: Upper
  • Area: 170.72
  • Dimensions: 10' 8" X 16' 0"

Recreation Room

  • Level: Basement
  • Area: 414.3425
  • Dimensions: 15' 3" X 27' 2"

Utility Room

  • Level: Basement
  • Area: 270.5736
  • Dimensions: 11' 1" X 24' 5"

Property

Details

  • Parcel number: 08113A1166
  • Zoning: R-20
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck,Front Porch
  • On waterfront: Yes
  • Waterfront features: Dock,Waterfront
  • Waterbody name: Gunpowder Creek Lake

Lot

  • Lot size: 0.35 Acres

Parking

  • Total spaces: 2
  • Parking features: Driveway,Attached Garage,Garage Door Opener,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Lightning
Strong Wind
Tornado

FEMA Declared Disasters in Caldwell County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,477$29,724
Home Insurance *$230$2,760
Property Taxes $201$2,412
Electricity $270$3,244
Total$3,178$38,136
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$108,960/yr
40% on housing$95,340/yr
45% on housing$84,746/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.6%
12.6%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.3%
0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$169This listing

vs Other Active Listings

Avg $/sqft

ZIP 28630$158
Caldwell County$193

vs Homes Sold Last Month

Median $/sqft

ZIP 28630$192
Caldwell County$173

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-11Price change$490,000
2026-05-06Price change$530,000
2026-04-29Listed for sale$560,000
2021-09-24Sold$400,000
2021-08-16Contingent$374,900
2021-08-12Listed for sale$374,900

For Sale by Agent

AgentCindy Quick
BrokerageEXP Realty LLC Mooresville

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