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2090 Zacks Fork Rd, Lenoir, NC, 28645

2beds
2baths
1,664sqft
$799,900
$481price/sqft
$5,012/moest. monthly cost
$200,480/yrincome needed

About This Home

Exceptional opportunity to own approximately 192 acres of wooded, sloping land in the scenic foothills of Lenoir at 2090 Zacks Fork Road. This unique offering includes two parcels being sold together: a 16.44± acre tract featuring a 2-bedroom, 1.5-bath home, and an adjoining 176± acre parcel of primarily timberland. The expansive acreage is heavily wooded and offers significant potential for possible timber investment, recreational use, or long-term land holding. The existing home provides immediate use as a primary residence, hunting cabin, or income-producing rental. A current tenant is in place and has expressed interest in remaining, offering potential for continued rental income. With its mountainous terrain, privacy, and abundant natural surroundings, this property is ideal for investors, outdoor enthusiasts, or those seeking a large private tract in a convenient Caldwell County location. Utilities are Blue Ridge Energy (power), Spectrum Internet, Private well and Septic Tank. The large parcel of acreage is currently leased for hunting purposes. Sellers have never lived in the home...it has always been an investment property for them. See Assoc. Docs for disclosures, GIS info, septic tank permit, etc. Potential leak in roof of house. Rare find to be able to buy almost 200 acres in a convenient location of Caldwell County! CALL TODAY!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

5/10
Kings Creek ElementaryGrades PK-84.1 mi
4/10
Hibriten HighGrades 9-123.9 mi

Construction

Condition

  • Year built: 1992

Materials

  • Foundation: Crawl Space
  • Construction materials: Vinyl

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Exterior Entry,Partial,Storage Space,Unfinished

Bathroom Full

  • Level: Main

Bathroom Half

  • Level: Upper

Bedroom S

  • Level: Main

Bedroom S

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bedrooms: 1

Den

  • Level: Main

Dining Area

  • Level: Main

Features

  • Attic Other,Kitchen Island,Open Floorplan,Pantry,Walk-In Closet(s)
  • Flooring: Carpet,Vinyl
  • Attic: Other
  • Finished area below ground: 0
  • Finished area above ground: 1,664

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 1,664
  • Total interior livable area: 1,664 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Office

  • Level: Upper

Property

Details

  • Parcel number: 2862901409
  • Zoning: RA20
  • Special condition: Standard
  • Horse amenities: None

Features

  • Levels: One and One Half
  • Stories: 1
  • Patio & porch: Deck,Wrap Around
  • Waterfront features: None,Creek/Stream

Lot

  • Lot size: 192.44 Acres
  • Features: Hilly,Sloped,Steep Slope,Wooded

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Landslide
    LandslideModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Lightning
Strong Wind
Cold Wave
Landslide
Tornado

FEMA Declared Disasters in Caldwell County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,044$48,528
Home Insurance *$336$4,032
Property Taxes $432$5,184
Electricity $200$2,405
Total$5,012$60,144
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$171,840/yr
40% on housing$150,360/yr
45% on housing$133,653/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.6%
12.6%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.3%
0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$481This listing

vs Other Active Listings

Avg $/sqft

ZIP 28645$168
Caldwell County$191

vs Homes Sold Last Month

Median $/sqft

ZIP 28645$161
Caldwell County$173

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-15Listed for sale$849,900
2007-02-02Sold$205,000

For Sale by Agent

AgentKathryn Herman
BrokerageColdwell Banker Boyd & Hassell

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