5177 S Oak Cir, Granite Falls, NC, 28630
About This Home
Welcome home to this spacious 4-bedroom, 3.5-bath home located in the desirable Twin Oaks community of Granite Falls. The main level is thoughtfully designed for both everyday living and entertaining, featuring a generous kitchen and dining area that flow seamlessly into the living room—perfect for gatherings of any size. A separate laundry room adds convenience, while the versatile flex room offers endless possibilities as a home office, playroom, or hobby space. Upstairs, you’ll find the private primary suite complete with an ensuite bath featuring a walk-in shower, along with a large walk-in closet. Three additional bedrooms provide plenty of space for family or guests. The partial basement expands your living options even further, offering additional finished space ideal for a rec room, media room, or home gym. Situated in Twin Oaks, this home combines comfortable living with a welcoming neighborhood feel—don’t miss your opportunity to make it yours!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2019
Materials
- Construction materials: Block,Stone,Vinyl
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Electric Range,Electric Water Heater,Microwave,Refrigerator,Washer/Dryer
- Laundry features: Utility Room,Main Level
Basement
- Has basement: Yes
- Basement: Exterior Entry,Partially Finished,Walk-Out Access
Bathroom Full
- Level: Upper
Bathroom Full
- Level: Upper
Bathroom Full
- Level: Basement
Bathroom Half
- Level: Main
Bedroom S
- Level: Upper
Bedroom S
- Level: Upper
Bedroom S
- Level: Upper
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Dining Area
- Level: Main
Features
- Finished area below ground: 832
- Finished area above ground: 2,210
Flex Space
- Level: Main
Heating & Cooling
- Heating features: Heat Pump
- Cooling features: Central Air
Interior Area
- Total structure area: 2,210
- Total interior livable area: 3,042 sqft
Kitchen
- Level: Main
Living Room
- Level: Main
Primary Bedroom
- Level: Upper
Recreation Room
- Level: Basement
Recreation Room
- Level: Basement
Utility Room
- Level: Main
Property
Details
- Parcel number: 08118B352
- Zoning: RA-20
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
Lot
- Lot size: 0.85 Acres
Parking
- Total spaces: 2
- Parking features: Attached Garage,Garage on Main Level
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Ice Storm
- Lightning
- Strong Wind
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Caldwell County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,401 | $28,812 |
| Home Insurance * | $223 | $2,676 |
| Property Taxes | $249 | $2,988 |
| Electricity | $283 | $3,399 |
| Total | $3,156 | $37,872 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-15 | Price change | $475,000 |
| 2026-02-18 | Price change | $485,000 |
| 2026-02-06 | Listed for sale | $499,500 |
| 2019-07-25 | Sold | $26,000 |
| 2019-04-19 | Pending sale | $28,000 |
| 2019-04-16 | Listed for sale | $28,000 |
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