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703 Stage St NW, Lenoir, NC, 28645

2beds
1baths
788sqft
$175,000
$222price/sqft
$1,226/moest. monthly cost
$49,040/yrincome needed

About This Home

Adorable, Affordable Bungalow with Tons of Updates, This home features new kitchen, new bath, new floors, new paint inside and out, Metal Roof-2022, Heat/Air-2024, Plumbing has been updated, Electrical has been updated. Partial Basement is perfect for storage.

Getting Around

35
WalkingCar-Dependent
0
TransitVery Limited Transit
13
BikeSomewhat Bikeable

Schools

5/10
Valmead BasicGrades PK-51.2 mi
8/10
William Lenoir MiddleGrades 6-82.8 mi
4/10
Hibriten HighGrades 9-122.9 mi

Construction

Condition

  • Year built: 1950

Materials

  • Foundation: Crawl Space
  • Roof: Metal
  • Construction materials: Block,Vinyl

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Range,Refrigerator
  • Laundry features: In Kitchen,Main Level

Basement

  • Has basement: Yes
  • Basement: Exterior Entry,Partial,Unfinished,Walk-Out Access

Bathroom Full

  • Level: Main

Bedroom S

  • Features: Ceiling Fan(s)
  • Level: Main

Bedroom S

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 2

Features

  • Pantry
  • Window features: Insulated Windows
  • Flooring: Vinyl,Wood
  • Finished area below ground: 0
  • Finished area above ground: 788

Heating & Cooling

  • Heating features: Ductless
  • Cooling features: Ductless

Interior Area

  • Total structure area: 788
  • Total interior livable area: 788 sqft

Kitchen

  • Level: Main

Living Room

  • Features: Ceiling Fan(s)
  • Level: Main

Property

Details

  • Parcel number: 06 19 4 17
  • Zoning: R-15
  • Special condition: Standard
  • Horse amenities: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck,Front Porch
  • Waterfront features: None

Lot

  • Lot size: 0.14 Acres
  • Features: Sloped

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Lightning
Strong Wind
Cold Wave
Earthquake
Tornado
Winter Weather

FEMA Declared Disasters in Caldwell County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $884$10,608
Home Insurance *$73$876
Property Taxes $69$828
Electricity $200$2,405
Total$1,226$14,712
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$42,034/yr
40% on housing$36,780/yr
45% on housing$32,693/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.6%
12.6%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.3%
0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$222This listing

vs Other Active Listings

Avg $/sqft

ZIP 28645$171
Caldwell County$193

vs Homes Sold Last Month

Median $/sqft

ZIP 28645$161
Caldwell County$173

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-25Price change$177,500
2026-03-09Listed for sale$179,000
2026-02-02Listing removed$199,000
2025-07-25Price change$199,000
2025-07-07Listed for sale$204,900
2023-11-13Sold$135,000
2023-09-11Listed for sale$147,900

For Sale by Agent

AgentSandra Puett
BrokerageAce Home Sales LLC

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