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5510 Land Harbour Dr, Granite Falls, NC, 28630

3beds
3baths
2,749sqft
$575,900
$209price/sqft
$3,836/moest. monthly cost
$153,440/yrincome needed

About This Home

Beautiful home in Doe Run. Main level features beautiful hardwood floors, master bedroom and bath with walk in closet, living room with vaulted ceiling, dining room, kitchen with pantry, laundry room and half bathroom. Upstairs features 2 bedrooms, bathroom, and a bonus room with closet that could be used as bedroom. Home also has partial finished basement with large den and large bonus room that could be used as home office. Nice deck and large back yard for entertaining friends.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
2
BikeSomewhat Bikeable

Schools

5/10
Sawmills ElementaryGrades PK-52.2 mi
3/10
Hudson MiddleGrades 6-84.2 mi
5/10
South Caldwell HighGrades PK,9-122.4 mi

Construction

Condition

  • Year built: 2004

Materials

  • Construction materials: Brick Partial,Vinyl

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Gas Range,Microwave,Refrigerator with Ice Maker
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Partially Finished,Walk-Out Access,Walk-Up Access

Bathroom Full

  • Features: Garden Tub,Walk-In Closet(s)
  • Level: Main

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Upper

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bedrooms: 1

Bonus Room

  • Level: Upper

Bonus Room

  • Level: Basement

Den

  • Level: Basement

Dining Room

  • Level: Main

Features

  • Fireplace features: Gas
  • Finished area below ground: 627
  • Finished area above ground: 2,122

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,122
  • Total interior livable area: 2,749 sqft

Kitchen

  • Features: Breakfast Bar
  • Level: Main

Living Room

  • Features: Vaulted Ceiling(s)
  • Level: Main

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: 081162181
  • Zoning: R-20
  • Special condition: Standard

Features

  • Levels: One and One Half
  • Stories: 1

Lot

  • Lot size: 0.51 Acres

Parking

  • Total spaces: 2
  • Parking features: Attached Garage,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Ice Storm
Lightning
Strong Wind
Tornado

FEMA Declared Disasters in Caldwell County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,912$34,944
Home Insurance *$270$3,240
Property Taxes $398$4,776
Electricity $256$3,072
Total$3,836$46,032
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$131,520/yr
40% on housing$115,080/yr
45% on housing$102,293/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.6%
12.6%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.3%
0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$209This listing

vs Other Active Listings

Avg $/sqft

ZIP 28630$157
Caldwell County$192

vs Homes Sold Last Month

Median $/sqft

ZIP 28630$192
Caldwell County$173

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-27Price change$575,900
2026-05-15Listed for sale$589,900
2012-10-02Sold$281,450
2012-07-22Price change$284,900
2012-05-26Listed for sale$299,900

For Sale by Agent

AgentAmanda Smith
BrokerageCarolina Mountain Realty

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