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1010 College Ave SW, Lenoir, NC, 28645

6beds
4baths
3,380sqft
$399,900
$118price/sqft
$2,581/moest. monthly cost
$103,240/yrincome needed

About This Home

Step into timeless elegance with this stately 1945 NEOCLASSICAL-STYLE residence set in the heart of DOWNTOWN LENOIR. Offering 6 bedrooms and 4 bathrooms, this GRAND HOME blends historic character with flexibility. Built to entertain! Numerous fireplaces throughout the property add warmth, charm and historic character! Enjoy gatherings of all sizes on the home's massive covered front porch, a true extension of the living space. Offering room for dining, lounging, and hosting guests in every season. The home welcomes you with a grand entrance with a graceful transition into the main living areas. The main level offers a study, dining room, large living room, sunroom, main level primary bedroom with a 2nd bedroom or private dressing room and a main level laundry room. The beautiful kitchen features a spacious island, butler's pantry, tiled backsplash, apron front sink, large walk-in pantry & an inviting breakfast room. The upper level offers 4 additional bedrooms, 2 with sitting areas/dressing rooms, private ensuite bathrooms and balconies as well as a centrally located bathroom with a 2nd laundry center. The basement provides storage or space for a workshop. The zoning will allow office or professional use, ideal for those who want to live and work under one roof. A rare opportunity to own a landmark-style property with endless potential. Located in the Foothills of the NC Mountains within walking distance to shopping, restaurants and more! A true classic beauty with enduring charm and elegance! An easy drive to Blowing Rock or Hickory!!! A little over an hour's drive to Charlotte Douglas Airport!

Getting Around

73
WalkingVery Walkable
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

7/10
5/10
Gamewell MiddleGrades 6-84.3 mi
2/10
West Caldwell HighGrades 9-123.3 mi

Construction

Condition

  • Year built: 1945

Materials

  • Roof: Metal
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator,Tankless Water Heater
  • Laundry features: In Bathroom,Laundry Room,Main Level

Basement

  • Has basement: Yes
  • Basement: Exterior Entry,Interior Entry,Storage Space,Unfinished,Walk-Out Access

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Upper

Bathroom Full

  • Level: Upper

Bathroom Full

  • Level: Upper

Bedroom S

  • Level: Main

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 4
  • Full bathrooms: 4
  • Main level bedrooms: 2

Breakfast

  • Level: Main

Dining Room

  • Level: Main

Features

  • Door features: French Doors
  • Flooring: Tile,Wood
  • Fireplace features: Living Room
  • Finished area below ground: 0
  • Finished area above ground: 3,380

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,380
  • Total interior livable area: 3,380 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Primary Bedroom

  • Level: Main

Primary Bedroom

  • Level: Main

Study

  • Level: Main

Property

Details

  • Parcel number: 2749766516
  • Zoning: B3
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Balcony,Covered,Deck,Front Porch
  • Fencing: Back Yard,Fenced,Front Yard,Partial,Wood

Lot

  • Lot size: 0.30 Acres
  • Features: Cleared,Level,Sloped,Wooded
  • Lot size dimensions: 99 x 135 x 99.5 x 135

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Lightning
Strong Wind
Cold Wave
Earthquake
Tornado
Winter Weather

FEMA Declared Disasters in Caldwell County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,022$24,264
Home Insurance *$168$2,016
Property Taxes $77$924
Electricity $314$3,777
Total$2,581$30,972
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$88,491/yr
40% on housing$77,430/yr
45% on housing$68,826/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.6%
12.6%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.3%
0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$118This listing

vs Other Active Listings

Avg $/sqft

ZIP 28645$171
Caldwell County$193

vs Homes Sold Last Month

Median $/sqft

ZIP 28645$161
Caldwell County$173

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-22Price change$419,900
2026-01-05Price change$429,900
2025-11-19Listed for sale$450,000
2025-10-01Listing removed$495,000
2025-06-25Listed for sale$495,000

For Sale by Agent

AgentMarianna Geyer
Brokerage828 Real Estate Services

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