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904 Branch St, Eden, NC, 27288

2beds
1baths
859sqft
$105,000
$122price/sqft
$888/moest. monthly cost
$35,520/yrincome needed

About This Home

Tucked away on a quiet dead-end street, this charming two-bedroom, one-bathroom home offers comfort, character, and privacy. Hardwood floors flow through the living spaces, creating a warm and inviting atmosphere from the moment you step inside. The cozy living room with built-in shelves provide the perfect place to relax or entertain, while layout makes everyday living easy and functional. Both bedrooms offer comfortable retreats with great natural light. Outside enjoy the peaceful setting with minimal traffic- ideal for morning coffee, evening unwinding, or simply enjoying the surroundings on your front porch or deck. Whether you're a first-time buyer, downsizing, or looking for a smart investment, this home delivers timeless appeal in a serene location. New HVAC installed in 2025, New Roof installed in 2018.

Getting Around

18
WalkingCar-Dependent
0
TransitVery Limited Transit
12
BikeSomewhat Bikeable

Schools

6/10
3/10
J E Holmes MiddleGrades 6-82.2 mi
2/10
John M Morehead HighGrades 9-122.3 mi

Construction

Condition

  • Year built: 1932

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Stick/Site Built,Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Range,Range Hood,Electric Water Heater
  • Laundry features: Dryer Connection,Main Level,Washer Hookup

Basement

  • Basement: Crawl Space

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Level: Main

Features

  • Built-in Features,Ceiling Fan(s),Dead Bolt(s)
  • Flooring: Vinyl,Wood
  • Finished area above ground: 859

Heating & Cooling

  • Heating features: Dual Fuel System,Forced Air,Heat Pump,Electric,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 859
  • Total interior livable area: 859 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 138367
  • Zoning: R12ED
  • Special condition: Owner Sale

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Porch
  • Fencing: Fenced

Lot

  • Lot size: 0.19 Acres
  • Features: City Lot

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters in Rockingham County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $530$6,360
Home Insurance *$65$780
Property Taxes $93$1,116
Electricity $200$2,405
Total$888$10,656
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$30,445/yr
40% on housing$26,640/yr
45% on housing$23,680/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$122This listing

vs Other Active Listings

Avg $/sqft

ZIP 27288$102
Rockingham County$136

vs Homes Sold Last Month

Median $/sqft

ZIP 27288$125
Rockingham County$156

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-08Price change$109,000
2026-03-07Listed for sale$115,000
2026-03-06Pending sale$115,000
2026-02-26Listed for sale$115,000
2018-09-28Sold$15,000

For Sale by Agent

AgentBuffy White
BrokerageRE/MAX Revolution

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