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3221 Settle Bridge Rd, Stoneville, NC, 27048

2beds
2baths
1,819sqft
$260,000
$143price/sqft
$1,785/moest. monthly cost
$71,400/yrincome needed

About This Home

Country living with modern conveniences! Beautiful 1.5 story Brick home on just over 1 acre. Gorgeous Hardwood floors on main. Freshly painted with fresh landscaping. Lots of storage. Large Primary suite offers an office/sitting area with an on-suite with double sink vanity. Bedroom on main could be used as Primary as well. Spacious Kitchen, SS Appliances convey. Large mud room/laundry in the enclosed porch. Partial Unf basement for storage. Very large deck overlooking the backyard. Quick access to I-73 to get to Greensboro, Danville and other popular areas. Storage building does not convey. Extra room on main offers several possibilities depending on buyers needs.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

7/10
Stoneville ElementaryGrades PK-52.5 mi
8/10
Western Rockingham MiddleGrades PK,6-87.1 mi
4/10
Dalton Mcmichael HighGrades 9-124.9 mi

Construction

Condition

  • Year built: 1940

Materials

  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Property subType: Stick/Site Built,Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Built-In Refrigerator,Dishwasher,Exhaust Fan,Free-Standing Range,Electric Water Heater
  • Laundry features: Dryer Connection,Main Level,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Unfinished, Crawl Space

Bedroom3

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1

Bonus Room

  • Level: Second

Dining Room

  • Level: Main

Enclosed Porch

  • Level: Main

Features

  • Built-in Features,Ceiling Fan(s),Dead Bolt(s),Pantry
  • Flooring: Carpet,Vinyl,Wood
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area above ground: 1,819

Heating & Cooling

  • Heating features: Forced Air,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,169
  • Total interior livable area: 1,819 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Second

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 128666
  • Zoning: RA
  • Special condition: Owner Sale
  • Exclusions: Storage Building,Tv’s Except In Lr

Features

  • Levels: One and One Half
  • Stories: 1
  • Pool features: None
  • Exterior features: Garden

Lot

  • Lot size: 1.04 Acres
  • Features: Cleared,Level
  • Lot size dimensions: 1.04

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Hail
Ice Storm
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters in Rockingham County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,314$15,768
Home Insurance *$129$1,548
Property Taxes $142$1,704
Electricity $200$2,405
Total$1,785$21,420
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$61,200/yr
40% on housing$53,550/yr
45% on housing$47,600/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$143This listing

vs Other Active Listings

Avg $/sqft

ZIP 27048$137
Rockingham County$136

vs Homes Sold Last Month

Median $/sqft

ZIP 27048$166
Rockingham County$156

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-02Price change$260,000
2026-06-15Listed for sale$265,000
2025-01-17Sold$246,500
2024-12-16Pending sale$235,000
2024-11-15Listed for sale$235,000
2022-05-27Sold$205,000
2022-05-04Pending sale$209,500
2022-04-27Listed for sale$209,500
2020-06-11Sold$145,000
2020-03-11Sold$143,500
2020-01-31Pending sale$149,900
2020-01-04Listed for sale$149,900
2019-12-14Pending sale$149,900
2019-09-27Listed for sale$149,900
2018-11-09Sold$72,200
2018-10-02Listed for sale--
2016-07-06Sold$90,450
2016-02-06Price change$99,500
2015-11-11Listed for sale$113,000

For Sale by Agent

AgentTim Atkins
BrokerageHoward Hanna Allen Tate Oak Ridge Commons

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