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100 E Academy St, Madison, NC, 27025

5beds
3baths
2,634sqft
$199,900
$76price/sqft
$1,545/moest. monthly cost
$61,800/yrincome needed

About This Home

Lots of charm with this 5 bedroom, 3 bath home near historic downtown Madison. Lots of wood floors. Large rooms, beautiful staircase. Living room with fireplace. Lots of potential with this property. Multi-zoned property. Ideal to have your office or retail business on the main level and living quarters upstairs. Corner lot and great location. High traffic count. A great investment for only $199,900.

Getting Around

37
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

7/10
Stoneville ElementaryGrades PK-56.2 mi
8/10
Western Rockingham MiddleGrades PK,6-81.6 mi
4/10
Dalton Mcmichael HighGrades 9-122.4 mi

Construction

Condition

  • Year built: 1922

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Stick/Site Built,Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater

Basement

  • Basement: Crawl Space

Bedroom2

  • Level: Main

Bedroom3

  • Level: Second

Bedroom4

  • Level: Second

Bedroom5

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 1

Dining Room

  • Level: Main

Features

  • Window features: Insulated Windows
  • Flooring: Vinyl,Wood
  • Number of fireplaces: 2
  • Fireplace features: Living Room,See Remarks
  • Fireplace: Yes
  • Attic: Pull Down Stairs
  • Finished area above ground: 2,634

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,634
  • Total interior livable area: 2,634 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 119055
  • Zoning: Town Center MD
  • Special condition: Owner Sale

Features

  • Levels: One and One Half
  • Stories: 1
  • Pool features: None
  • Patio & porch: Porch

Lot

  • Lot size: 0.30 Acres
  • Features: Corner Lot
  • Lot size dimensions: 135 x 100

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters in Rockingham County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,010$12,120
Home Insurance *$79$948
Property Taxes $211$2,532
Electricity $245$2,943
Total$1,545$18,540
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$52,971/yr
40% on housing$46,350/yr
45% on housing$41,200/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$76This listing

vs Other Active Listings

Avg $/sqft

ZIP 27025$187
Rockingham County$136

vs Homes Sold Last Month

Median $/sqft

ZIP 27025$167
Rockingham County$156

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-05Listed for sale$199,900
2026-04-28Pending sale$199,900
2026-04-25Listed for sale$199,900
2009-09-06Listing removed$247,800
2009-08-06Price change$247,800
2009-02-28Listed for sale$249,900

For Sale by Agent

AgentJeff Biggs
BrokerageJEFF BIGGS REALTY, INC

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